Contra Costa County property record for 5198 Laurel Dr, Concord, CA 94521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,864 sqft · built 1975 |
| Lot Size | 0.276 acres (12,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $755,000 (May 2005) |
| Tax Bill | $11,559 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-101-006-7 |
| Primary APN | 117-101-006-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,864 sqft Living Area |
| 1st Floor Area | 1,864 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 12,019 sqft (0.276 acres) |
| Garage Type | Attached |
| Garage Area | 445 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 5198 LAUREL DR |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-1527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | T04465 L0006 B |
| Legal Subdivision | SUBDIVISION 4465 |
| Legal Tract | 04465 |
| Legal Lot Number | 6 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 333102 |
Source: Contra Costa County assessment roll, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5198 LAUREL DR, CONCORD, CA 94521-1527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · Line of Credit PATELCO CU |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Jul 28, 2017 | Intrafamily Transfer, Transfer · ARM POWER CHOICE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 25, 2005 · Amount on Record |
| Deed Sale | May 25, 2005 · Amount on Record |
| Prior Sale | May 30, 1997 · Amount on Record |
| Deed Document Number | 2005187132 |
| Last Transfer Date | Jun 27, 2017 |
| Transfer Doc | 0000136208 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5198 LAUREL DR, CONCORD, CA 94521-1527 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 5198 LAUREL DR, CONCORD, CA 94521-1527 |
| Document Number | 0000134286 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2022-134286 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Address | DUBLIN, CA 94568 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Sep 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Change Frequency | Monthly |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5198 LAUREL DR, CONCORD, CA 94521-1527 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | NATIONWIDE TTL CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 5198 LAUREL DR, CONCORD, CA 94521-1527 |
| Document Number | 0000022109 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021-022109 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 28, 2017 |
| Property Address | 5198 LAUREL DR, CONCORD, CA 94521-1527 |
| Document Number | 0000136208 |
| Map Reference | MB171 PG47 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 2017-136208 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ONTITLE ESCROW INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5198 LAUREL DR, CONCORD, CA 94521-1527 |
| Document Number | 0000136209 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 2017-136209 |
| Name | POWER CHOICE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Number | 0000136210 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 2017-136210 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $963,000 (-) Land $454,586 Building $508,414 | |
| 2025 | $11,559.00 (+2.48%) Homeowner's exemption | $963,000 (+2.01%) Land $454,587 Building $508,413 |
| 2023 | $11,279.00 (+4.67%) Homeowner's exemption | $944,000 Land $446,000 Building $498,000 |
| 2022 | $10,776.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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