5198 Cooper Ct, Etiwanda (Rancho Cucamonga), CA 91739 Property Records

San Bernardino County property record for 5198 Cooper Ct, Etiwanda, CA 91739

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,719 sqft · built 2010
Lot Size	0.291 acres (12,685 sqft)
Owner	2 Individual Names on File
Last Sale	$455,500 (Aug 2010)
Tax Bill	$10,119 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1087-131-30-0000`

Property Details

APN / Parcel Number

Primary APN	`1087-131-30-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,719 sqft Living Area
Gross Area	3,454 sqft
1st Floor Area	1,338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	12,685 sqft (0.291 acres)
Garage Type	Attached
Garage Area	735 sqft
Porch	Patio/Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5198 COOPER CT
City	RANCHO CUCAMONGA
State	CA
Zip	91739-8974
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16227-1 LOT 95 BOOK 311 PAGE 88 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 16227 1
Legal Tract	16227-1
Legal Block	1
Legal Lot Number	95
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1007
Census Tract	2043

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5198 COOPER CT, RANCHO CUCAMONGA, CA 91739-8974
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit NUVISION FINANCIAL FCU
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2010 · Amount on File
Deed Sale	Aug 13, 2010 · Amount on File
Deed Document Number	2010331229
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5198 COOPER CT, ETIWANDA, CA 91739-8974
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5198 COOPER CT, RANCHO CUCAMONGA, CA 91739-8974

Mortgage

Document Number	0000294241
Date	Aug 26, 2022
Instrument	2022-0294241

Lender

Name	NUVISION FINANCIAL FCU
Type	Credit Union
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5198 COOPER CT, ETIWANDA, CA 91739-8974
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5198 COOPER CT, RANCHO CUCAMONGA, CA 91739-8974

Mortgage

Document Number	0000505380
Date	Nov 8, 2021
Instrument	2021-0505380

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2031

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$594,904 (+2%) Land $208,218 Building $386,686
2025	$10,119.00 (+3.34%) Homeowner's exemption	$583,239 (+4.04%) Land $204,135 Building $379,104
2023	$9,792.00 (+0.72%) Homeowner's exemption	$560,591 Land $196,208 Building $364,383
2022	$9,722.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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