5197 Zig Zag Ln, Langley, WA 98260 Property Records

Island County property record for 5197 Zig Zag Ln, Langley, WA 98260

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,189 sqft · built 1980
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Jul 2019)
Tax Bill	$6,473 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32902-021-1010`

Property Details

APN / Parcel Number

Primary APN	`R32902-021-1010`
Alternative APN	`121013`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,189 sqft Living Area
Gross Area	2,389 sqft
1st Floor Area	2,189 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	796 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5197 ZIG ZAG LN
City	LANGLEY
State	WA
Zip	98260-9285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	36 - SW SW SW SUBJ TO EZ EX N/2
Legal Range	3E
Legal Township	29N
Legal Section	02
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	3
Census Block	3006
Census Tract	972000

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5197 ZIG ZAG LN, LANGLEY, WA 98260-9285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage VICTORIAN FINANCE LLC
Apr 13, 2020	Deed of Trust, Mortgage DAS ACQUISITION
Jul 12, 2019	Warranty Deed, Transfer · Conventional with PMI DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	May 26, 2006 · Amount on Record
Deed Document Number	20194467062
Prior Transfer Date	Jul 15, 2016
Prior Transfer Doc	0004403381
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5197 ZIG ZAG LN, LANGLEY, WA 98260-9285
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004539389
Date	Feb 9, 2022
Instrument	4539389

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5197 ZIG ZAG LN, LANGLEY, WA 98260-9285
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004513802
Date	Mar 17, 2021
Instrument	4513802

Lender

Name	VICTORIAN FINANCE LLC
Type	Mortgage Company
Address	PITTSBURGH, PA 15241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5197 ZIG ZAG LN, LANGLEY, WA 98260-9285
Document Number	0004484968
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5197 ZIG ZAG LN LANGLEY WA 982609285, LANGLEY, WA 98260-9285

Mortgage

Document Number	0004484968
Date	Apr 17, 2020
Instrument	4484968

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jul 12, 2019
Property Address	5197 ZIG ZAG LN, LANGLEY, WA 98260-9285
Document Number	0004467062
Instrument Date	Jul 8, 2019
Instrument	4467062
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	PREMIER TITLE/ISLAND COUNTY, PREMIER TITLE/ISLAND CNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,884.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5197 ZIG ZAG LN LANGLEY WA 98260, LANGLEY, WA 98260

Mortgage

Document Number	4467063
Date	Jul 12, 2019
Instrument	4467063

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,473.00 (+37.11%)
2025		$817,677 (+3.64%) Land $370,000 Building $447,677	$817,677 (+3.64%) Land $370,000 Building $447,677
2023	$4,721.00	$788,975 (+12.6%) Land $330,000 Building $458,975	$788,975 (+12.6%) Land $330,000 Building $458,975
2022		$700,706 Land $280,000 Building $420,706	$700,706 Land $280,000 Building $420,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1980–2022)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANGLEY serves 1,416 people · EPA ID WA5345950
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Whidbey Telephone DSL	25 / 3

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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