St. Johns County property record for 5197 Tomoka Ct, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,499 sqft · built 1988 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Company Name on Record |
| Last Sale | $430,000 (Jun 2022) |
| Tax Bill | $4,496 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 182322-0120 |
| Primary APN | 182322-0120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,499 sqft Living Area |
| Gross Area | 1,928 sqft |
| 1st Floor Area | 1,499 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 16 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5197 TOMOKA CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | 20/46-47 GREENWOOD II LOT 12 OR5571/1243 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 24 |
| Legal Subdivision | GREENWOOD 2 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21208 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5197 TOMOKA CT, SAINT AUGUSTINE, FL 32086-5620 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 3, 2022 | Warranty Deed, Transfer · Commercial Mortgage CAPITAL FUNDING FINANCIAL LLC |
| Sep 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage ULTIMATE MORTGAGE CONNECTION LLC |
| Sep 27, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2022 · Amount on Record |
| Deed Sale | Jun 3, 2022 · Amount on Record |
| Prior Sale | Sep 22, 2021 · Amount on Record |
| Deed Document Number | 202255897 |
| Deed Book / Page | 5571 / 1243 |
| Prior Transfer Date | Jun 15, 2017 |
| Prior Transfer Doc | 0043930028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 3, 2022 |
| Property Address | 5197 TOMOKA CT, SAINT AUGUSTINE, FL 32086-5620 |
| Document Number | 0055711243 |
| Book / Page | 5571 / 1243 |
| Map Reference | MB 20 PG 46&47 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022055897 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 67 PARK PL, 67, ST AUGUSTINE, FL 32084-4943 |
| Name | Verified Name |
|---|---|
| Address | 440 N CROFT AVE, LOS ANGELES, CA 90048-2509 |
| Document Number | 0055711245 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 5571/1245 |
| Name | CAPITAL FUNDING FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 22, 2021 |
| Property Address | 5197 TOMOKA CT, SAINT AUGUSTINE, FL 32086-5620 |
| Document Number | 0053750661 |
| Book / Page | 5375 / 661 |
| Map Reference | MB 20 PG 46&47 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 2021103891 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 PRENTISS DR, 10, SKANEATELES, NY 13152-1423 |
| Name | Verified Name |
|---|---|
| Address | 5197 TOMOKA CT, ST AUGUSTINE, FL 32086-5620 |
| Document Number | 5375663 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 5375/663 |
| Name | ULTIMATE MORTGAGE CONNECTION LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 5197 TOMOKA CT, SAINT AUGUSTINE, FL 32086-5620 |
| Document Number | 0044441094 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 5197 TOMOKA CT ST AUGUSTINE FL 320865620, ST AUGUSTINE, FL 32086-5620 |
| Document Number | 0044441094 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 004444/001094 |
| Instrument | 67858 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,187 (-18.08%) Land $73,500 Building $188,687 | $262,187 (-18.08%) Land $73,500 Building $188,687 | |
| 2025 | $4,496.00 (+22.57%) | $320,049 (-6.62%) | $320,049 (-6.62%) Land $73,500 Building $246,549 |
| 2024 | $3,668.00 (-20.33%) | ||
| 2023 | $4,604.00 (+248.79%) | $342,756 (+176.32%) | $342,756 (+43.05%) Land $67,200 Building $275,556 |
| 2022 | $1,320.00 Homeowner's exemption | $124,045 | $239,608 Land $67,200 Building $172,408 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures