5197 McCall Rd, Rincon, GA 31326 Property Records

Effingham County property record for 5197 McCall Rd, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,304 sqft · built 1994
Lot Size	0.418 acres (18,236 sqft)
Owner	Company Name on Record
Tax Bill	$3,379 (2025)
Deeds & Mortgages	Dec 2025 Transfer May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0465H-095-C00`

Property Details

APN / Parcel Number

Primary APN	`0465H-095-C00`
Alternative APNs	`0102G126000` `19817`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,304 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	18,236 sqft (0.418 acres)
Terrain	Low
Garage Area	200 sqft
Porch	Slab
Porch Area	94 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19817
Street Address	5197 MCCALL RD
City	RINCON
State	GA
Zip	31326-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	LOT 95 SECT C
Legal Subdivision	WESTWOOD HEIGHTS
Legal Block	C
Legal Lot Number	95
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1022
Census Tract	30309

Owner

Source: Effingham County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	444 BRISBON RD, RICHMOND HILL, GA 31324-4221
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Quit Claim Deed, Transfer Quitclaim
May 27, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED COMMUNITY BANK
May 13, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025
Deed Sale	Dec 30, 2025
Prior Sale	May 13, 2021 · Amount on Record
Deed Book / Page	3016 / 293
Prior Transfer Date	Dec 18, 2025
Prior Transfer Doc	003016/293
Record Updated	Sep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 30, 2025
Property Address	5197 MCCALL RD, RINCON, GA 31326-3912
Document Number	003016/293
Book / Page	3016 / 293
Instrument Date	Dec 18, 2025
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 BRISBON RD, RICHMOND HILL, GA 31324-4221

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	5197 MCCALL RD, RINCON, GA 31326-3912
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5197 MCCALL RD, RINCON, GA 31326-3912

Mortgage

Document Number	0000002693/0000000092
Date	May 27, 2021
Book Page	0000002693/0000000092
Instrument	006476

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 13, 2021
Property Address	5197 MCCALL RD, RINCON, GA 31326-3912
Document Number	2693/90
Book / Page	2693 / 90
Instrument Date	May 13, 2021
Instrument	2021-001674
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5197 MCCALL RD, RINCON, GA 31326-3912

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,379.00 (+7.47%)	$97,534 (-0.11%) Land $22,800 Building $74,734	$243,834 (-0.11%) Land $57,000 Building $186,834
2024	$3,144.00 (+54.8%)	$97,642 (+67.13%) Land $22,800 Building $74,842	$244,105 (+67.13%) Land $57,000 Building $187,105
2022	$2,031.00	$58,424 Land $14,000 Building $44,424	$146,060 Land $35,000 Building $111,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2016–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTWOOD HEIGHTS SUBDIVISION private · serves 1,370 people · EPA ID GA1030012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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