5197 E Lake Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 5197 E Lake Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,773 sqft · built 2010
Lot Size	0.932 acres (40,598 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Dec 2009)
Tax Bill	$2,345 (2024)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-1N-26-0000-00401-0000`

Property Details

APN / Parcel Number

Primary APN	`06-1N-26-0000-00401-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	1,773 sqft Heated Area
Gross Area	4,070 sqft
1st Floor Area	1,773 sqft
Upper Floors Area	644 sqft
Basement Area	1,113 sqft
Unfinished Basement	1,113 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	40,598 sqft (0.932 acres)
Lot Dimensions	4,780 ft deep x 850 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	1 sqft

Exterior Amenities

Porch	Porch
Porch Area	988 sqft
Deck Area	28 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	061N260000004010000
Street Address	5197 E LAKE RD
City	MILTON
State	FL
Zip	32583-7157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	NICHOLS LAKE UNREC SUB LOT 30 BLK D FURTHER DES AS: COM SE COR SW4 TH N 04*08'55E 829.98 FT TH ALG CUR 171.90 FT (R=218.78 FT
Legal Range	26W
Legal Township	01N
Legal Section	06
Legal Subdivision	NICHOLS LAKE UNREC SUB
Legal Block	D
Legal Lot Number	30
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2000
Census Tract	10808

Owner

Source: Santa Rosa County records · APN 06-1N-26-0000-00401-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5197 E LAKE RD, MILTON, FL 32583-7157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 10, 2009 · Amount on Record
Deed Sale	Dec 10, 2009 · Amount on Record
Prior Sale	Sep 05, 2006 · Amount on Record
Deed Document Number	200943308
Deed Book / Page	2946 / 2007
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5197 E LAKE RD, MILTON, FL 32583-7157
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5197 EAST LAKE RD, MILTON, FL 32583-7157

Mortgage

Document Number	0041630292
Date	Aug 13, 2021
Book Page	4163/292
Instrument	202154528

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	261 Months
Due	May 01, 2043

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,345.00 (+1.38%) Homeowner's exemption	$229,844 (+2.47%)	$274,050 (+2.11%) Land $30,000 Building $244,050
2023	$2,313.00 (+4.57%) Homeowner's exemption Additional exemption filed	$224,312 (+2.76%)	$268,393 (+2.6%) Land $26,000 Building $242,393
2022	$2,212.00 Homeowner's exemption Additional exemption filed	$218,286	$261,595 Land $26,000 Building $235,595

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1994–2014)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Hurricane Georges, Oct 1998 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 2 claims

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Communications Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 50 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.