5197 Cold Springs Dr, Foresthill, CA 95631 Property Records

Placer County property record for 5197 Cold Springs Dr, Foresthill, CA 95631

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,300 sqft · built 2003
Lot Size	0.916 acres (39,884 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jun 2017)
Tax Bill	$6,722 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`257-060-028-000`

Property Details

APN / Parcel Number

Primary APN	`257-060-028-000`
Alternative APN	`257-060-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,300 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	39,884 sqft (0.916 acres)
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	257-060-028
Street Address	5197 COLD SPRINGS DR
City	FORESTHILL
State	CA
Zip	95631-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSAGB40
Legal Description	LOT 593 TODD VALLEY EST #5 B MOR J-3
Legal Subdivision	TODD VALLEY EST
Legal Lot Number	593
Jurisdiction	PLACER CA
Township / Civil Division	FORESTHILL-BACK COUNTRY
Census Block Group	1
Census Block	1028
Census Tract	20200

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5197 COLD SPRINGS DR, FORESTHILL, CA 95631-9734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 23, 2017	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Prior Sale	Jun 27, 2008 · Amount on Record
Deed Document Number	201746398
Prior Transfer Date	Jan 19, 1994
Prior Transfer Doc	0000006052
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5197 COLD SPRINGS DR, FORESTHILL, CA 95631-9734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072271
Date	Jul 16, 2020
Instrument	2020-0072271

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 23, 2017
Property Address	5197 COLD SPRINGS DR, FORESTHILL, CA 95631-9734
Document Number	0000046398
Instrument Date	May 31, 2017
Instrument	46398
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5197 COLD SPRINGS DR FORESTHILL CA 956319734, FORESTHILL, CA 95631-9734

Mortgage

Document Number	46399
Date	Jun 23, 2017
Instrument	46399

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Foresthill Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$633,324 (+2%) Land $88,781 Building $544,543
2025	$6,722.00 (+6.58%) Homeowner's exemption	$620,907 (+10.09%) Land $87,041 Building $533,866
2023	$6,307.00 (-3.33%) Homeowner's exemption	$564,000 Land $79,100 Building $484,900
2022	$6,524.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORESTHILL PUBLIC UTILITY DIST serves 6,811 people · EPA ID CA3110003
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kerman Telephone Fiber · DSL	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20

May also be available: SmarterBroadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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