51961 Monaco Dr, Macomb, MI 48042 Property Records

Macomb County property record for 51961 Monaco Dr, Macomb, MI 48042

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,414 sqft · built 1999
Lot Size	0.298 acres (12,981 sqft)
Owner	Individual Name on Record
Last Sale	$274,900 (May 2003)
Tax Bill	$5,117 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-16-176-016`

Property Details

APN / Parcel Number

Primary APN	`20-08-16-176-016`
Alternative APN	`0816176016`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,414 sqft Living Area
1st Floor Area	2,414 sqft
Basement Area	2,414 sqft
Unfinished Basement	2,414 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Ranch
Construction Type	Brick
Roof Type	Hip
Lot Area	12,981 sqft (0.298 acres)
Lot Dimensions	141 ft deep x 92 ft wide
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	51961 MONACO DR
City	MACOMB
State	MI
Zip	48042-6023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WESTWOOD ESTATES SUB LOT 161 LIBER: 124 PAGES: 1-8
Legal Subdivision	WESTWOOD ESTATES SUB
Legal Lot Number	161
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2005
Census Tract	223901

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	51961 MONACO DR, MACOMB, MI 48042-6023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2003 · Amount on Record
Deed Sale	May 13, 2003 · Amount on Record
Prior Sale	Jun 23, 2000 · Amount on Record
Deed Document Number	20033142929
Deed Book / Page	13478 / 974
Prior Transfer Date	May 26, 2000
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	51961 MONACO DR, MACOMB, MI 48042-6023
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51961 MONACO DR, MACOMB, MI 48042-6023

Mortgage

Document Number	2300095285
Date	Nov 13, 2023
Book Page	29374/92
Instrument	202300095285

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	51961 MONACO DR, MACOMB, MI 48042-6023
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51961 MONACO DR, MACOMB, MI 48042-6023

Mortgage

Document Number	2102187455
Date	May 25, 2021
Book Page	27742/225
Instrument	202102187455

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	51961 MONACO DR, MACOMB, MI 48042-6023
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51961 MONACO DR, MACOMB, MI 48042-6023

Mortgage

Document Number	0000159638
Date	Dec 21, 2020
Book Page	27268/470
Instrument	2159638

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	140 Months
Due	Aug 1, 2032

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	51961 MONACO DR, MACOMB, MI 48042-6023
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51961 MONACO DR, MACOMB, MI 48042-6023

Mortgage

Document Number	2200006418
Date	Jan 11, 2022
Book Page	28357/725
Instrument	202200006418

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	51961 MONACO DR, MACOMB, MI 48042-6023
Document Number	0000055748
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	51961 MONACO DR MACOMB MI 480426023, MACOMB, MI 48042-6023

Mortgage

Document Number	0000055748
Date	May 21, 2019
Book Page	025970/000953
Instrument	55748

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 20, 2034

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,700 (+18.21%)	$489,400 (+18.21%)
2025	$5,117.00 (+13.18%)
2023		$207,000	$414,000
2022	$4,521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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