Whatcom County property record for 5196 Sand Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4.63 acres (201,683 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (May 2026) |
| Tax Bill | $1,049 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan May 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390432-032380-0000 |
| Primary APN | 390432-032380-0000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 201,683 sqft (4.63 acres) |
|---|
| Account Number | 108077 |
|---|---|
| Street Address | 5196 SAND RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | BEG AT NW COR OF SW NW-TH N 89 DEG 3212 E ALG NLY LI OF SW 1/4 535.09 FT-TH S 00 DEG 1927 W PAR WI WLY LI OF SW 1/4 417.71 FT-TH N 88 DEG 2833 W 535.21 FT TO WLY LI SW 1/4-TH N 00 DEG 1927 E ALG SD WLY LI 397.76 FT TO POB-LESS RDS |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 32 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10702 |
Source: Whatcom County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3774 MT BAKER HWY, EVERSON, WA 98247-9406 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed of Trust, Mortgage · Construction Mortgage E HOME LOANS |
| May 8, 2026 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| May 8, 2026 | Quit Claim Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on Record |
| Deed Sale | May 8, 2026 · Amount on Record |
| Prior Sale | Sep 9, 2003 |
| Deed Document Number | 2026597 |
| Prior Transfer Date | May 4, 2026 |
| Prior Transfer Doc | 0000000598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 4, 2026 |
| Property Address | 5196 SAND RD, BELLINGHAM, WA 98226-9515 |
| Document Number | 0000000498 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 2026498 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 3774 MT BAKER HWY, EVERSON, WA 98247-9406 |
| Document Number | 0000000498, |
|---|---|
| Date | Sep 4, 2026 |
| Instrument | 2026498 |
| Name | E HOME LOANS |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 1, 2027 |
| Rate Type | Balloon |
|---|---|
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 8, 2026 |
| Property Address | 5196 SAND RD, BELLINGHAM, WA 98226-9515 |
| Document Number | 0000000597 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026.597 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $452,985.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3774 MT BAKER HWY, EVERSON, WA 98247-9406 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 8, 2026 |
| Property Address | 5196 SAND RD, BELLINGHAM, WA 98226-9515 |
| Document Number | 0000000598 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026598 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3774 MT BAKER HWY, EVERSON, WA 98247-9406 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,049.00 (-10.88%) | $136,140 (-22.45%) Land $136,140 | $136,140 (-22.45%) Land $136,140 |
| 2022 | $175,552 Land $175,552 | $175,552 Land $175,552 | |
| 2021 | $1,177.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 17 (1983–2021) |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT BAKER WATER ASSOCIATION private · serves 500 people · EPA ID WA5356500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Astound Broadband Cable | 1,500 / 50 |
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