5196 Kathy Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 5196 Kathy Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,025 sqft · built 1983
Lot Size	11.2 acres (489,614 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Mar 2024)
Tax Bill	$2,692 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41859`

Property Details

APN / Parcel Number

Primary APN	`41859`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,025 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	489,614 sqft (11.2 acres)
Garage Type	Carport
Carport	Carport
Carport Area	624 sqft
Pool Area	648 sqft
Porch	Open Porch
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Street Address	5196 KATHY LN
City	GLOUCESTER
State	VA
Zip	23061-3953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	BELLAMY
Legal Subdivision	PLAT: PB26 209209A
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2017
Census Tract	100202

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5196 KATHY LN, GLOUCESTER, VA 23061-3953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 19, 2024	Warranty Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	Jun 15, 2021 · Amount on Record
Deed Document Number	ID 2400906
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5196 KATHY LN, GLOUCESTER, VA 23061-3953
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220004933
Date	Sep 7, 2022
Instrument	220004933

Lender

Name	CITIZENS BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Jul 6, 2047

Interest

Rate Type	Adjustable Rate

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 19, 2024
Property Address	5196 KATHY LN, GLOUCESTER, VA 23061-3953
Document Number	0240000906
Instrument Date	Mar 6, 2024
Instrument	240000906
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	CLOSING EDGE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5196 KATHY LN, GLOUCESTER, VA 23061-3953

Mortgage

Document Number	0240000907
Date	Mar 19, 2024
Instrument	240000907

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.5%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 15, 2021
Property Address	5196 KATHY LN, GLOUCESTER, VA 23061-3953
Document Number	0210004269
Instrument Date	Jun 3, 2021
Instrument	210004269
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5196 KATHY LN, GLOUCESTER, VA 23061-3953

Mortgage

Document Number	0210004270
Date	Jun 15, 2021
Instrument	210004270

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,692.00 (+5.32%)	$438,460 (-) Land $88,140 Building $350,320	$438,460 (-) Land $88,140 Building $350,320
2024	$2,556.00 (+20.34%)	$438,460 (+20.32%) Land $88,140 Building $350,320	$438,460 (+20.32%) Land $88,140 Building $350,320
2023	$2,124.00 (-14.18%)	$364,420 (+6.74%) Land $88,140 Building $276,280	$364,420 (+6.74%) Land $88,140 Building $276,280
2022	$2,475.00	$341,410 Land $116,560 Building $224,850	$341,410 Land $116,560 Building $224,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2003–2009)
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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