5196 Chestnut Hill Dr, Willoughby, OH 44094 Property Records

Lake County property record for 5196 Chestnut Hill Dr, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,834 sqft · built 1956
Lot Size0.206 acres (8,999 sqft)
OwnerIndividual Name on File
Tax Bill$6,125 (2023)
Deeds & MortgagesApr 2025 Sale & Mortgage
Feb 2024 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-A-007-O-00-002-0

Property Details

APN / Parcel Number

Primary APN27-A-007-O-00-002-0
Alternative APN
  • A 103

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,834 sqft Living Area
1st Floor Area960 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1990
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area8,999 sqft (0.206 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage TypeDetached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
Deck Area24 sqft
Patio Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account NumberA 103
Street Address5196 CHESTNUT HILL DR
CityWILLOUGHBY
StateOH
Zip44094-4340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 2, 3, 4 & TRACT 10 & 14
Legal SubdivisionRIDGE ACRES ESTATES NO. 2
Legal Tract10,14
Legal Lot Number540
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1006
Census Tract201300

Owner

Source: Lake County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2025Warranty Deed, Transfer · Conventional Mortgage
UNION CAPITAL MORTGAGE CORP
Feb 8, 2024Transfer on Death Deed, Transfer
Dec 23, 2021Warranty Deed, Transfer · Conventional Mortgage
CARDINAL CU INC
Nov 16, 2018Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 8, 2024
Deed SaleFeb 8, 2024
Prior SaleNov 16, 2018
Deed Document Number0000002497
Record UpdatedJun 7, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateApr 30, 2025
Property Address5196 CHESTNUT HILL DR, WILLOUGHBY, OH 44094-4340
Document Number0000008582
Map ReferenceVOL J PG 107
Instrument DateApr 28, 2025
Instrument2025R008582
Transaction TypeTransfer
Record UpdatedApr 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address5196 CHESTNUT HILL DR, WILLOUGHBY, OH 44094-4340

Mortgage

Document Number0000008583
DateApr 30, 2025
Instrument2025R008583
Lender
NameUNION CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

February 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE OH
Recording DateFeb 8, 2024
Property Address5196 CHESTNUT HILL DR, WILLOUGHBY, OH 44094-4340
Document Number0000002497
Instrument DateFeb 2, 2024
Instrument2024R002497
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateDec 23, 2021
Property Address5196 CHESTNUT HILL DR, WILLOUGHBY, OH 44094-4340
Document Number0000044942
Map ReferenceVOL J PG 107
Instrument DateDec 20, 2021
Instrument2021R044942
Transaction TypeTransfer
Record UpdatedJan 27, 2022
Title CompanyLAKE COUNTY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8500 WESTPORT DR, MENTOR, OH 44060-4123

Mortgage

Document Number0000044943
DateDec 23, 2021
Instrument2021R044943
Lender
NameCARDINAL CU INC
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

November 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionLAKE OH
Recording DateNov 16, 2018
Property Address5196 CHESTNUT HILL DR, WILLOUGHBY, OH 44094-4340
Document Number0000029207
Instrument DateOct 29, 2018
Instrument29207
Transaction TypeTransfer
Record UpdatedNov 29, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5196 CHESTNUT HILL DR WILLOUGHBY OH 440944340, WILLOUGHBY, OH 44094-4340

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,125.00 (+54.09%) Homeowner's exemption$64,700 (-) Land $14,220 Building $50,480
2022$3,975.00 Homeowner's exemption$64,700 Land $14,220 Building $50,480
2021$184,870 Land $40,630 Building $144,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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