5196 Branchside Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 5196 Branchside Dr, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,566 sqft · built 2006
Lot Size	0.45 acres (19,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,500 (Feb 2013)
Tax Bill	$1,607 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08118 4 22`

Property Details

APN / Parcel Number

Primary APN	`08118 4 22`
Alternative APN	`152597`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,566 sqft Heated Area
Gross Area	2,680 sqft
1st Floor Area	1,566 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,600 sqft (0.45 acres)
Lot Dimensions	196 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	810 sqft
Carport	Carport
Carport Area	810 sqft
Parking Spaces	3 Parking Spaces
Deck Area	304 sqft
Patio Area	304 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	152597
Street Address	5196 BRANCHSIDE DR
City	GRANITE FALLS
State	NC
Zip	28630-8762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1814 PG 858 YR 2013 ST 189.00
Legal Subdivision	GUNPOWDER LANDING SUBDIVISION
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2000
Census Tract	31301

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5196 BRANCHSIDE DR, GRANITE FALLS, NC 28630-8762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Deed of Trust, Mortgage · FHA Mortgage RAPID HOME LENDING INC
Mar 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/CTRL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2013 · Amount on Record
Deed Sale	Feb 14, 2013 · Amount on Record
Deed Book / Page	1814 / 858
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5196 BRANCHSIDE DR, GRANITE FALLS, NC 28630-8762
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	UNKNOWN, EXPRESS FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5196 BRANCHSIDE DR, GRANITE FALLS, NC 28630-8762

Mortgage

Document Number	0021420651
Date	Aug 13, 2025
Book Page	2142/651
Instrument	10109738

Lender

Name	RAPID HOME LENDING INC
Type	Mortgage Company
Address	30700 TELEGRAPH RD STE 4600, BINGHAM FARMS, MI 48025

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2040

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5196 BRANCHSIDE DR, GRANITE FALLS, NC 28630-8762
Document Number	0010020506
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5196 BRANCHSIDE DR GRANITE FALLS NC 286308762, GRANITE FALLS, NC 28630-8762

Mortgage

Document Number	0010020506
Date	Mar 21, 2018
Book Page	001937/001707
Instrument	10020506

Lender

Name	FIFTH THIRD BK/CTRL
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,607.00 (-21.26%)	$265,600 (-) Land $13,300 Building $252,300
2025	$2,041.00 (+147.09%)	$265,600 (+133.19%) Land $13,300 Building $252,300	$265,600 (+133.19%) Land $13,300 Building $252,300
2023		$113,900 (-) Land $11,100 Building $102,800	$113,900 (-) Land $11,100 Building $102,800
2022	$826.00	$113,900 Land $11,100 Building $102,800	$113,900 Land $11,100 Building $102,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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