5196 Beachwalk Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 5196 Beachwalk Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,784 sqft · built 1990
Lot Size	0.052 acres (2,268 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Mar 2022)
Tax Bill	$5,539 (2025)
Deeds & Mortgages	Jan 2024 Transfer Mar 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42391-000-5196`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42391-000-5196`
Alternative APNs	`34-221-42391-000-5196` `1076901`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,784 sqft Living Area
Flooring	Tile

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	2,268 sqft (0.052 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5196 BEACHWALK DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4239
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SD
Legal Description	LOT 5196 OF BEACHWALK VILLAS PHASE XI & INTEREST IN COMMON ELEMENTS AS RECD IN PB 8-32 OR 642-57 OR 643-11 OR 1605-34 OR 2415-399 OR 3004-2691 OR 3242-2595 OR 3314-1434
Legal Range	021
Legal Township	02S
Legal Section	34
Legal Subdivision	BEACHWALK VILLAS
Legal Phase	XI
Legal Block	51
Legal Lot Number	5196
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

5196 Beachwalk Dr, a townhouse, is owned and occupied by two individuals who acquired it in January 2024.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5196 BEACHWALK DR, MIRAMAR BEACH, FL 32550-4239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 10, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2022 · Amount on File
Deed Sale	Mar 10, 2022 · Amount on File
Prior Sale	Mar 16, 2016 · Amount on File
Deed Document Number	202211349
Deed Book / Page	3242 / 2595
Last Transfer Date	Jan 4, 2024
Transfer Doc	0033141434
Record Updated	Jun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Jan 31, 2024
Property Address	5196 BEACHWALK DR, MIRAMAR BEACH, FL 32550-4239
Document Number	0033141434
Book / Page	3314 / 1434
Map Reference	MB 8 PG 32
Instrument Date	Jan 4, 2024
Instrument	20240003353
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5196 BEACHWALK DR, MIRAMAR BEACH, FL 32550-4239

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5196 BEACHWALK DR, MIRAMAR BEACH, FL 32550-4239

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 10, 2022
Property Address	5196 BEACHWALK DR, MIRAMAR BEACH, FL 32550-4239
Document Number	0032422595
Book / Page	3242 / 2595
Map Reference	MB 8 PG 32
Instrument Date	Mar 9, 2022
Instrument	20220011349
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 SCENIC HWY APT 302, 302, PENSACOLA, FL 32503-6632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1144 BRIARRIDGE DR, BATON ROUGE, LA 70810-5203

Mortgage

Document Number	0032422597
Date	Mar 10, 2022
Instrument	3242/2597

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 5196 Beachwalk Dr was $5,539, down 2.5% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,539.00 (-2.5%)	$651,659 Land $150,000 Building $501,659	$651,659 Land $150,000 Building $501,659
2024	$5,681.00 (+3.74%)
2023	$5,476.00 (+20.91%) Homeowner's exemption	$641,025 (+1%) Building $641,025	$641,025 (+1%) Building $641,025
2022	$4,529.00	$582,750 Building $582,750	$582,750 Building $582,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5196 Beachwalk Dr in Zone X, an area of moderate flood risk, though there have been 64 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5196 Beachwalk Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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