5195 Willow Pond Rd, Clover, SC 29710 Property Records

York County property record for 5195 Willow Pond Rd, Clover, SC 29710 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,482 sqft · built 1994
Lot Size	3.01 acres (131,115 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (May 2016)
Tax Bill	$1,842 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`566-00-00-117`

Property Details

APN / Parcel Number

Primary APN	`566-00-00-117`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,482 sqft Living Area
Gross Area	3,588 sqft
1st Floor Area	1,722 sqft
2nd Floor Area	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	131,115 sqft (3.01 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	440 sqft
Patio Area	440 sqft
Lean-To	840 sqft
Stable	3,500 sqft

Location & Zoning

Street Address	5195 WILLOW POND RD
City	CLOVER
State	SC
Zip	29710-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 3.01 ACRES
Legal Subdivision	MEADOWWIND
Legal Lot Number	3,46
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1008
Census Tract	61709

Owner

Source: York County records · APN 566-00-00-117

Assessment roll updated November 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5195 WILLOW POND RD, CLOVER, SC 29710-7004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 27, 2024	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Nov 27, 2024	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Aug 02, 2021	Intrafamily Transfer, Transfer
Mar 28, 2019	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 09, 2016 · Amount on Record
Deed Sale	May 09, 2016 · Amount on Record
Prior Sale	Nov 04, 2011 · Amount on Record
Deed Document Number	2016341282
Deed Book / Page	15640 / 276
Last Transfer Date	Jul 30, 2021
Transfer Doc	1947800069
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5195 WILLOW POND RD, CLOVER, SC 29710-7004
Transaction Type	Mortgage
Record Updated	Jun 01, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1938200209
Date	Jun 28, 2021
Book Page	19382/209
Instrument	2021036881

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5195 WILLOW POND RD, CLOVER, SC 29710-7004
Transaction Type	Mortgage
Record Updated	Jun 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5195 WILLOW POND RD, LAKE WYLIE, SC 29710-7004

Mortgage

Document Number	1951400079
Date	Aug 16, 2021
Book Page	19514/79
Instrument	2021046850

Lender

Name	TRUIST BANK
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 06, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5195 WILLOW POND RD, CLOVER, SC 29710-7004
Transaction Type	Mortgage
Record Updated	Jun 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2163900438
Date	Nov 27, 2024
Book Page	21639/438
Instrument	2024038260

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	737 PLANTATION RD, LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 05, 2049

Interest

Change Frequency	Monthly

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5195 WILLOW POND RD, CLOVER, SC 29710-7004
Transaction Type	Mortgage
Record Updated	Jun 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5195 WILLOW POND RD, CLOVER, SC 29710-7004

Mortgage

Document Number	2163900419
Date	Nov 27, 2024
Book Page	21639/419
Instrument	2024038259

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	737 PLANTATION RD, LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 05, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 05, 2031
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	Other
Max Rate	12.2%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Aug 02, 2021
Property Address	5195 WILLOW POND RD, CLOVER, SC 29710-7004
Document Number	1947800069
Book / Page	19478 / 69
Map Reference	MB 60 PG 206
Instrument Date	Jul 30, 2021
Instrument	2021044108
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5195 WILLOW POND RD, CLOVER, SC 29710-7004

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5195 WILLOW POND RD, LAKE WYLIE, SC 29710-7004
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1746500020
Date	Mar 28, 2019
Book Page	17465/020
Instrument	2019011629

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 05, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: York County records · Assessment roll updated November 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,842.00 (+8.67%)	$13,457 (+15%) Land $1,923 Building $11,534	$543,940 (+85.93%) Land $77,740 Building $466,200
2023	$1,695.00	$11,702 Land $2,400 Building $9,302	$292,544 Land $60,000 Building $232,544

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (45091C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450910617091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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