5195 Shore Dr, Celina, OH 45822 Property Records

Mercer County property record for 5195 Shore Dr, Celina, OH 45822

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,314 sqft · built 1962
Lot Size	0.166 acres (7,260 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jun 2009)
Tax Bill	$3,702 (2025)
Deeds & Mortgages	Jun 2009 Sale Jun 2009 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`09-041300.0000`

Property Details

APN / Parcel Number

Primary APN	`09-041300.0000`
Alternative APN	`09-20-302-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	7,260 sqft (0.166 acres)
Lot Dimensions	132 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	5195 SHORE DR
City	CELINA
State	OH
Zip	45822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLDWATER BEACH E IN LOT 5 E INCLUDES STATE PARCEL 54-139
Legal Subdivision	COLDWATER BEACH E
Legal Lot Number	5
Jurisdiction	MERCER OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1024
Census Tract	967800

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2638 STATE ROUTE 705 W, FORT LORAMIE, OH 45845-9776
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2009	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 3, 2009	Warranty Deed, Transfer VERSAILLES SAVINGS & LOAN COMPANY
May 15, 2009	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2009 · Amount on File
Deed Sale	Jun 3, 2009 · Amount on File
Deed Document Number	20094222
Record Updated	Sep 20, 2026

June 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER OH
Recording Date	Jun 3, 2009
Property Address	5195 SHORE DR, CELINA, OH 45822
Document Number	200900004222
Map Reference	MB4 PG39
Instrument Date	May 28, 2009
Instrument	200900004222
Transaction Type	Transfer
Record Updated	Feb 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 ROUTE 705W, FORT LORAMIE, OH 45845

June 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER OH
Recording Date	Jun 3, 2009
Property Address	5195 SHORE DR, CELINA, OH 45822
Document Number	200900004223
Map Reference	MB4 PG39
Instrument Date	May 28, 2009
Instrument	200900004223
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 SR RT 705W, FORT LORAMIE, OH 45845

Mortgage

Document Number	200900004224
Date	Jun 3, 2009
Instrument	200900004224

Lender

Name	VERSAILLES SAVINGS & LOAN COMPANY

Agreement

Amount	Amount on Record
Term	239 Months
Due	May 28, 2029

May 2009: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	MERCER OH
Recording Date	May 15, 2009
Property Address	5195 SHORE DR, CELINA, OH 45822
Document Number	200900003750
Map Reference	MB4 PG39
Instrument Date	May 13, 2009
Instrument	200900003750
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Franklin Township
Unified School District	Celina City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,702.00	$88,910 (-) Land $24,960 Building $63,950
2024	$3,702.00 (+0.24%)	$88,910 (-) Land $24,960 Building $63,950
2023	$3,693.00 (+25.57%)	$88,910 (+45.23%) Land $24,960 Building $63,950	$254,000 (+45.23%) Land $71,300 Building $182,700
2022	$2,941.00	$61,220 Land $24,920 Building $36,300
2020			$174,900 Land $71,200 Building $103,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2005–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND LAKE ESTATES private · serves 103 people · EPA ID OH5400312
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2026
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Watch TV.

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