5195 Nesbit Loop Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 5195 Nesbit Loop Rd, Kelso, WA 98626 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,925 sqft · built 2025
Lot Size	4.76 acres (207,781 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (Apr 2021)
Tax Bill	$6,574 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WE1312010`

Property Details

APN / Parcel Number

Primary APN	`WE1312010`
Alternative APNs	`R008967` `3008967`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,925 sqft Living Area
Gross Area	4,325 sqft
1st Floor Area	1,925 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	207,781 sqft
Garage Type	Attached
Garage Area	2,400 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3008967
Street Address	5195 NESBIT LOOP RD
City	KELSO
State	WA
Zip	98626-9627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13 -8N -1W T-12F.
Legal Range	01W
Legal Township	08N
Legal Section	13
Jurisdiction	COWLITZ WA
Township / Civil Division	ROSE VALLEY
Census Block Group	4
Census Block	4003
Census Tract	1700

Owner

Source: Cowlitz County records · APN WE1312010

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1720 OCEAN BEACH HWY, LONGVIEW, WA 98632-4532
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 03, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 02, 2023	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Apr 29, 2021	Warranty Deed, Transfer WFG NATIONAL TITLE COMPANY/CLARK COUNTY, WFG NATL TTL CO OF CLARK CNT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	20213680309
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	5195 NESBIT LOOP RD, KELSO, WA 98626-9627
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	STEWART TITLE COWLITZ COUNTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5195 NESBIT LOOP RD, KELSO, WA 98626-9627

Mortgage

Document Number	0003779290
Date	Nov 03, 2025
Instrument	3779290

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	5195 NESBIT LOOP RD, KELSO, WA 98626-9627
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	CASCADE TITLE COMPANY, CASCADE TTL CO OF COWLITZ CN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003738392
Date	Aug 02, 2023
Instrument	3738392

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.7%
Max Rate	12.7%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Apr 29, 2021
Property Address	5195 NESBIT LOOP RD, KELSO, WA 98626-9627
Document Number	0003680309
Instrument Date	Apr 22, 2021
Instrument	3680309
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	WFG NATIONAL TITLE COMPANY/CLARK COUNTY, WFG NATL TTL CO OF CLARK CNT

Transaction

Amount	Amount Recorded
Tax	$2,578.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 OCEAN BEACH HWY, LONGVIEW, WA 98632-4532

Tax Assessment & Valuation

Source: Cowlitz County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,574.00 (+494.93%)	$779,210 (+629.87%) Land $149,830 Building $629,380	$779,210 (+629.87%) Land $149,830 Building $629,380
2023	$1,105.00
2022		$106,760 Land $105,700 Building $1,060	$106,760 Land $105,700 Building $1,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cowlitz County (53015C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530150017004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015, river or lake flooding, Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A T

Wildfire

Wildfire Risk	Low above 7% of the US · above 4% of Washington
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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