5195 Cummings Rd, Jackson, MI 49201 Property Records

Jackson County property record for 5195 Cummings Rd, Jackson, MI 49201

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,440 sqft · built 1985
Lot Size	1.93 acres (84,071 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Aug 2018)
Tax Bill	$883 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000-07-36-226-004-02`

Property Details

APN / Parcel Number

Primary APN	`000-07-36-226-004-02`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	84,071 sqft (1.93 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5195 CUMMINGS RD
City	JACKSON
State	MI
Zip	49201-8908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNF-1
Legal Description	A PARCEL OF LAND IN THE EAST 1/2 OF THE NE 1/4 SEC 36 T2S, R2W ,SANDSTONE TWP JACKSON COUNTY ;BEG AT NW COR OF E 1/2 OF NE
Legal Range	02W
Legal Township	02S
Legal Section	36
Jurisdiction	JACKSON MI
Township / Civil Division	SANDSTONE
Census Block Group	1
Census Block	1027
Census Tract	6500

Owner

Source: Jackson County records · APN 000-07-36-226-004-02

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5195 CUMMINGS RD, JACKSON, MI 49201-8908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 31, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	Mar 29, 2011 · Amount on Record
Deed Document Number	20182804673
Deed Book / Page	2127 / 385
Prior Transfer Date	Mar 24, 2011
Prior Transfer Doc	0002589427
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	5195 CUMMINGS RD, JACKSON, MI 49201-8908
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5195 CUMMINGS RD, JACKSON, MI 49201-8908

Mortgage

Document Number	0002903024
Date	Dec 31, 2021
Book Page	2202/1234
Instrument	2903024

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Aug 31, 2018
Property Address	5195 CUMMINGS RD, JACKSON, MI 49201-8908
Document Number	0002804673
Book / Page	002127 / 000385
Instrument Date	Aug 23, 2018
Instrument	2804673
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 OAK ST JACKSON MI 492035642, JACKSON, MI 49203-5642

Mortgage

Document Number	2804674
Date	Aug 31, 2018
Book Page	002127/000386
Instrument	2804674

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Sandstone Township
Unified School District	Western School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,800 (+17.19%)	$133,600 (+17.19%)
2025	$883.00 (-29.3%)	$57,000 (+32.25%)	$114,000 (+32.25%)
2024	$1,249.00 (+10.24%)
2023		$43,100	$86,200
2022	$1,133.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Mercury Broadband.

Based on FCC filings for 45 locations within half a mile of this property.

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