Indian River County property record for 5195 Compass Pointe Cir, Vero Beach, FL 32966
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,836 sqft · built 2003 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,000 (Apr 2019) |
| Tax Bill | $2,923 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Mar 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-04-00033-0001-00028.0 |
| Primary APN | 33-39-04-00033-0001-00028.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| Gross Area | 2,554 sqft |
| 1st Floor Area | 1,836 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 115 ft deep x 81.3 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 544 sqft |
| Porch | Screened Porch |
| Porch Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5195 COMPASS POINTE CIR |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32966-2119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | COMPASS POINTE SUB BLK A LOT 28 PBI 16-55 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 04 |
| Legal Subdivision | COMPASS POINTE SUBDIVISION |
| Legal Block | A |
| Legal Lot Number | 28 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 50202 |
5195 Compass Pointe Cir is owned and occupied by two individuals who acquired it in March 2023.
Source: Indian River County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5195 COMPASS POINTE CIR, VERO BEACH, FL 32966-2119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK |
| Mar 14, 2023 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC |
| Apr 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOME ACCESS FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2019 · Amount on File |
| Deed Sale | Apr 29, 2019 · Amount on File |
| Prior Sale | Mar 4, 2015 · Amount on File |
| Deed Document Number | 201924933 |
| Deed Book / Page | 3202 / 1656 |
| Last Transfer Date | Mar 13, 2023 |
| Transfer Doc | 0036060395 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Oct 12, 2026 |
| Property Address | 5195 COMPASS POINTE CIR, VERO BEACH, FL 32966-2119 |
| Document Number | 0000048324 |
| Book / Page | 3895 / 116 |
| Instrument Date | Oct 5, 2026 |
| Instrument | 202648324 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5195 COMPASS POINTE CIR, VERO BEACH, FL 32966-2119 |
| Document Number | 0000048324, |
|---|---|
| Date | Oct 12, 2026 |
| Book Page | 3895/116 |
| Instrument | 202648324 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 12, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 14, 2023 |
| Property Address | 5195 COMPASS POINTE CIR, VERO BEACH, FL 32966-2119 |
| Document Number | 0036060395 |
| Book / Page | 3606 / 395 |
| Map Reference | MB 16 PG 55 |
| Instrument Date | Mar 13, 2023 |
| Instrument | 3120230012076 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5195 COMPASS POINTE CIR, VERO BEACH, FL 32966-2119 |
| Name | Verified Name |
|---|---|
| Address | 5195 COMPASS POINTE CIR, VERO BEACH, FL 32966-2119 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 5195 COMPASS POINTE CIR, VERO BEACH, FL 32966-2119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5195 COMPASS POINTE CIR, VERO BEACH, FL 32966-2119 |
| Document Number | 0034671882 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 3467/1882 |
| Instrument | 3120210067740 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VILLA PARK, IL 60181 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 29, 2019 |
| Property Address | 5195 COMPASS POINTE CIR, VERO BEACH, FL 32966-2119 |
| Document Number | 0032021656 |
| Book / Page | 3202 / 1656 |
| Map Reference | MB 16 PG 55 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 3120190024933 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | TREASURE COAST TTL & SETMNT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,673.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 583 CALAMONDIN WAY SW, 583, VERO BEACH, FL 32968-6007 |
| Name | Verified Name |
|---|---|
| Address | 893 JILL MARIE LN, FERNLEY, NV 89408-3200 |
| Document Number | 3120190024934 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 3120190024934 |
| Name | HOME ACCESS FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 5195 Compass Pointe Cir was $2,923 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,923.00 Homeowner's exemption | $219,252 | $311,113 Land $44,680 Building $266,433 |
| 2023 | $2,504.00 (+2.88%) | $206,867 (+3%) | $269,566 (+20.99%) Land $27,079 Building $242,487 |
| 2022 | $2,434.00 | $200,842 | $222,808 Land $27,079 Building $195,729 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5195 Compass Pointe Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5195 Compass Pointe Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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