5195 Bailey Rd, Mulberry, FL 33860 Property Records

Polk County property record for 5195 Bailey Rd, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,354 sqft · built 1977
Lot Size	0.402 acres (17,502 sqft)
Owner	2 Individual Names on Record
Tax Bill	$585 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-28-142050-000160`

Property Details

APN / Parcel Number

Primary APN	`23-29-28-142050-000160`
Alternative APNs	`282923142050000160` `82923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,354 sqft Living Area
Gross Area	1,745 sqft
1st Floor Area	1,354 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	17,502 sqft (0.402 acres)
Lot Dimensions	125 ft deep x 140 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	391 sqft
Porch	Screened/Unfinished Porch
Porch Area	444 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5195 BAILEY RD
City	MULBERRY
State	FL
Zip	33860-9456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	PINE LAKE SUB PB 56 PG 18 LOT 16
Legal Range	23E
Legal Township	29S
Legal Section	28
Legal Subdivision	PINE LAKE SUBDIVISION
Legal Tract	142050
Legal Block	1
Legal Lot Number	16
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1000
Census Tract	14905

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5195 BAILEY RD, MULBERRY, FL 33860-9456
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Sep 17, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 15, 2021
Transfer Doc	0000242984
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	5195 BAILEY RD, MULBERRY, FL 33860-9456
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5195 BAILEY RD, MULBERRY, FL 33860-9456

Mortgage

Document Number	0000048142
Date	Mar 1, 2023
Book Page	12598/1831
Instrument	2023048142

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jan 9, 2038

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Sep 17, 2021
Property Address	5195 BAILEY RD, MULBERRY, FL 33860-9456
Document Number	0000242984
Book / Page	11896 / 1999
Map Reference	MB 56 PG 18
Instrument Date	Sep 15, 2021
Instrument	2021242984
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5195 BAILEY RD, 5195, MULBERRY, FL 33860-9456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7033 HONEYSUCKLE DR, LAKELAND, FL 33813-3628

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	5195 BAILEY RD, MULBERRY, FL 33860-9456
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000180450
Date	Jul 13, 2021
Book Page	11799/1020
Instrument	2021180450

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,929 (+2.7%)	$232,347 (-4.81%) Land $31,000 Building $201,347
2025	$585.00 (-44.71%) Homeowner's exemption	$90,486 (+5.99%)	$244,091 (-3.16%) Land $31,000 Building $213,091
2023	$1,058.00 (+0.86%) Homeowner's exemption	$85,375 (+3%)	$252,058 (+13.99%) Land $30,000 Building $222,058
2022	$1,049.00 Homeowner's exemption	$82,888	$221,125 Land $29,000 Building $192,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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