5195 76th Ave NE, Devils Lake, ND 58301 Property Records

Ramsey County property record for 5195 76th Ave NE, Devils Lake, ND 58301

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,827 sqft · built 2013
Lot Size	2.32 acres (101,059 sqft)
Owner	Individual Name on File
Tax Bill	$3,505 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2014 Line of Credit + 4 more
APN	`06000003016030`

Property Details

APN / Parcel Number

Primary APN	`06000003016030`

Interior

Full Baths	2 Baths
Building Area	1,827 sqft Living Area
Basement Area	1,827 sqft
Unfinished Basement	1,827 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Split Foyer
Lot Area	101,059 sqft (2.32 acres)
Garage Type	Detached
Garage Area	512 sqft

Location & Zoning

Street Address	5195 76TH AVE NE
City	DEVILS LAKE
State	ND
Zip	58301-8854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL OF LAND LOC IN THE NE1/4NE1/4 CONT. 2.32 A 15 154 65 (DL/DL)
Legal Range	65
Legal Township	154
Legal Section	15
Jurisdiction	RAMSEY ND
Township / Civil Division	GRAND HARBOR
Census Block Group	2
Census Block	2138
Census Tract	957700

Owner

5195 76th Ave NE is owned and occupied by an individual.

Source: Ramsey County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	5195 76TH AVE NE, DEVILS LAKE, ND 58301-8854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK
Jul 25, 2014	Deed of Trust, Mortgage · Line of Credit WESTERN STATE BANK
Mar 17, 2014	Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK
May 2, 2013	Deed of Trust, Mortgage · Construction Mortgage WESTERN STATE BANK
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	5195 76TH AVE NE, DEVILS LAKE, ND 58301-8854
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000279897
Date	Oct 12, 2022
Instrument	279897

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Sep 26, 2032

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	5195 76TH AVE NE, DEVILS LAKE, ND 58301-8854
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000260294
Date	Jul 25, 2014
Instrument	260294

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	DEVILS LAKE, ND 58301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 15, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	5195 76TH AVE NE, DEVILS LAKE, ND 58301-8854
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000259341
Date	Mar 17, 2014
Instrument	259341

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2044

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	5195 76TH AVE NE, DEVILS LAKE, ND 58301-8854
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	REGENCY TITLE-FARGO, REGENCY TITLE FARGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000276382
Date	Apr 5, 2021
Instrument	276382

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	5195 76TH AVE NE, DEVILS LAKE, ND 58301-8854
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000256784
Date	May 2, 2013
Instrument	256784

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	DEVILS LAKE, ND 58301

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 1, 2014

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	5195 76TH AVE NE, DEVILS LAKE, ND 58301-8854
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	REGENCY TITLE-FARGO, REGENCY TITLE FARGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	276382
Date	Apr 5, 2021
Instrument	276382

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 5195 76th Ave NE was $3,505, down 28% from the year before.

Source: Ramsey County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
County Subdivision	Grand Harbor Township
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,505.00 (-27.97%)	$211,050 Land $10,100 Building $200,950	$422,100 Land $20,200 Building $401,900
2024	$4,866.00 (+26.39%)
2023	$3,850.00	$181,050 Land $10,100 Building $170,950	$362,100 Land $20,200 Building $341,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5195 76th Ave NE; there have been 203 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	203 (1995–2013)
Claims Outside the SFHA	127 of 203
Most Recent Claim	May 2013 · Flooding
Claims by Event	Flooding, May 2013 · 86 claims Severe Storms And Flooding, Jul 2009 · 15 claims Severe Storms, Flooding, & Ground Saturation, Jul 2001 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5195 76th Ave NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.2% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Dakota Telephone Company Fiber	10,000 / 10,000

Cell Coverage

5G and 4G LTE (outdoors only)

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