51940 Bittersweet Rd, Granger, IN 46530 Property Records

St. Joseph County property record for 51940 Bittersweet Rd, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,863 sqft · built 1997
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jun 2024)
Tax Bill	$2,227 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-05-18-451-008.000-011`

Property Details

APN / Parcel Number

Primary APN	`71-05-18-451-008.000-011`
Alternative APN	`0061018025040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,863 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	314 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0061018025040
Street Address	51940 BITTERSWEET RD
City	GRANGER
State	IN
Zip	46530-6809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 LOWERY'S BITTERSWEET ESTATES SEC ONE
Legal Subdivision	LOWERY'S BITTERSWEET ESTATES
Legal Lot Number	4
Jurisdiction	ST JOSEPH IN
Township / Civil Division	HARRIS
Census Block Group	3
Census Block	3012
Census Tract	11406

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	51940 BITTERSWEET RD, GRANGER, IN 46530-6809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE CO INC
Mar 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO
Nov 16, 2022	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	Nov 16, 2022 · Amount on Record
Deed Document Number	0002414545
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	51940 BITTERSWEET RD, GRANGER, IN 46530-6809
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002529893
Date	Nov 24, 2025
Instrument	2529893

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	51940 BITTERSWEET RD, GRANGER, IN 46530-6809
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002306286
Date	Mar 28, 2023
Instrument	2306286

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2032

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 16, 2022
Property Address	51940 BITTERSWEET RD, GRANGER, IN 46530-6809
Document Number	0002232879
Map Reference	DOC 9524753
Instrument Date	Nov 4, 2022
Instrument	2232879
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ACUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51940 BITTERSWEET RD, GRANGER, IN 46530-6809

Mortgage

Document Number	0002232880
Date	Nov 16, 2022
Instrument	2232880

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Harris Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$283,300 (+26.47%) Land $69,300 Building $214,000	$283,300 (+26.47%) Land $69,300 Building $214,000
2024	$2,227.00 (+22.23%)
2023	$1,822.00 (-8.3%)	$224,000 (-1.84%) Land $69,300 Building $154,700	$224,000 (-1.84%) Land $69,300 Building $154,700
2022	$1,987.00	$228,200 Land $69,300 Building $158,900	$228,200 Land $69,300 Building $158,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mercury Fiber.

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