5194 Walker Chapel Rd, Morganton, NC 28655 Property Records

Burke County property record for 5194 Walker Chapel Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,630 sqft · built 1900
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on File
Tax Bill	$937 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`2730249127`

Property Details

APN / Parcel Number

Primary APN	`2730249127`
Alternative APN	`33802`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,630 sqft
Basement Area	689 sqft
Unfinished Basement	689 sqft
Flooring	Wood

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1985
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	71,003 sqft (1.63 acres)

Exterior Amenities

Porch	Slab
Porch Area	372 sqft
Deck Area	270 sqft
Patio Area	270 sqft
Pole Barn	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5194 WALKER CHAPEL RD
City	MORGANTON
State	NC
Zip	28655-6250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	PUV
Jurisdiction	BURKE NC
Township / Civil Division	LOWER FORK
Census Block Group	1
Census Block	1017
Census Tract	21203

Owner

5194 Walker Chapel Rd, a single family home, is owned by an individual.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	5196 WALKER CHAPEL RD, MORGANTON, NC 28655-6250
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LNDG LLC
Mar 9, 2020	Warranty Deed, Construction Loan · Construction Mortgage LYNN SHORT

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	5194 WALKER CHAPEL RD, MORGANTON, NC 28655-6250
Document Number	0024750586
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5196 WALKER CHAPEL RD MORGANTON NC 286556250, MORGANTON, NC 28655-6250

Mortgage

Document Number	0024750586
Date	Jul 13, 2020
Book Page	002475/000586
Instrument	42273

Lender

Name	FIGURE LNDG LLC
Address	RENO, NV 89501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 12, 2035

March 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 9, 2020
Property Address	5194 WALKER CHAPEL RD, MORGANTON, NC 28655-6250
Document Number	0024530126
Book / Page	002453 / 000126
Instrument Date	Mar 6, 2020
Instrument	38021
Transaction Type	Construction Loan
Record Updated	Mar 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5196 WALKER CHAPEL RD MORGANTON NC 286556250, MORGANTON, NC 28655-6250

Mortgage

Document Number	24530129
Date	Mar 9, 2020
Book Page	002453/000129
Instrument	38022

Lender

Name	LYNN SHORT
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 8, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 5194 Walker Chapel Rd was $937, up 0.5% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$937.00 (+0.54%)	$130,542 (-) Land $13,520 Building $117,022	$130,542 (-) Land $13,520 Building $117,022
2025	$932.00	$130,542 Land $13,520 Building $117,022	$130,542 Land $13,520 Building $117,022
2023	$962.00	$130,542 Land $13,520 Building $117,022	$130,542 Land $13,520 Building $117,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5194 Walker Chapel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5194 Walker Chapel Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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