5194 Oak Leaf Dr, Mount Joy, PA 17552 Property Records

Lancaster County property record for 5194 Oak Leaf Dr, Mount Joy, PA 17552

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,476 sqft · built 2011
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Aug 2013)
Tax Bill	$4,334 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`540-56141-0-0000`

Property Details

APN / Parcel Number

Primary APN	`540-56141-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,476 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	684 sqft
Upper Floors Area	792 sqft
Basement Area	684 sqft
Game Room	Game Room

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5194 OAK LEAF DR
City	MOUNT JOY
State	PA
Zip	17552-8891
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	5194 OAK LEAF DR
Legal Subdivision	GREEN PARK
Legal Lot Number	239
Jurisdiction	LANCASTER PA
Township / Civil Division	RAPHO
Census Block Group	3
Census Block	3018
Census Tract	10502

Owner

5194 Oak Leaf Dr, a duplex, is owned and occupied by an individual who bought it in August 2013.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5194 OAK LEAF DR, MOUNT JOY, PA 17552-8891
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 1, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 11, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 22, 2021	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2013 · Amount on File
Deed Sale	Aug 20, 2013 · Amount on File
Prior Sale	Feb 22, 2011 · Amount on File
Deed Document Number	20136099433
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	5194 OAK LEAF DR, MOUNT JOY, PA 17552-8891
Transaction Type	Mortgage
Record Updated	Apr 15, 2024
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5194 OAK LEAF DR, MOUNT JOY, PA 17552-8891

Mortgage

Document Number	0006777969
Date	Apr 1, 2024
Instrument	6777969

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	233 Months
Due	Sep 1, 2043

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	5194 OAK LEAF DR, MOUNT JOY, PA 17552-8891
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5194 OAK LEAF DR, MOUNT JOY, PA 17552-8891

Mortgage

Document Number	0006763507
Date	Dec 1, 2023
Instrument	6763507

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	237 Months
Due	Sep 1, 2043

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	5194 OAK LEAF DR, MOUNT JOY, PA 17552-8891
Transaction Type	Mortgage
Record Updated	Jul 21, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5194 OAK LEAF DR, MOUNT JOY, PA 17552-8891

Mortgage

Document Number	0006743792
Date	Jul 11, 2023
Instrument	6743792

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	242 Months
Due	Sep 1, 2043

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	5194 OAK LEAF DR, MOUNT JOY, PA 17552-8891
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5194 OAK LEAF DR, MOUNT JOY, PA 17552-8891

Mortgage

Document Number	0006653687
Date	Dec 22, 2021
Instrument	6653687

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	261 Months
Due	Sep 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 5194 Oak Leaf Dr was $4,334 with a homeowner's exemption, up 3.5% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Rapho Township
Unified School District	Manheim Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,300 Land $55,700 Building $146,600	$202,300 Land $55,700 Building $146,600
2025	$4,334.00 (+3.49%)
2024	$4,188.00	$202,300 Land $55,700 Building $146,600
2018			$202,300 Land $55,700 Building $146,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5194 Oak Leaf Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2006–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2018 · rainfall accumulation
Claims by Event	Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5194 Oak Leaf Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT JOY BORO AUTH serves 15,261 people · EPA ID PA7360091
Water Source	Groundwater influenced by surface water
Last State Inspection	Jan 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Upward Broadband, Verizon.

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