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5194 Cedar Hammock Ln, Sarasota, FL 34232 Property Records

Sarasota County property record for 5194 Cedar Hammock Ln, Sarasota, FL 34232

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,102 sqft · built 1984
Lot Size0.11 acres (4,800 sqft)
OwnerTrust Name on File
Last Sale$172,000 (May 2018)
Tax Bill$1,133 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Apr 2021 Mortgage
+ 1 more
APN0044-09-0020

Property Details

APN / Parcel Number

Primary APN0044-09-0020

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,102 sqft Living Area
1st Floor Area1,102 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area4,800 sqft (0.11 acres)
Lot Width1 ft Width
Garage TypeAttached
Garage Area300 sqft
PorchFinished/Screened Porch
Porch Area245 sqft
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address5194 CEDAR HAMMOCK LN
CitySARASOTA
StateFL
Zip34232-2246
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRSF2
Legal DescriptionNLY 1/2 OF LOT 7, BLK D, CEDAR HAMMOCK
Legal Range18E
Legal Township36S
Legal Section23
Legal SubdivisionCEDAR HAMMOCK
Legal Tract2146
Legal BlockD
Legal Lot Number7
JurisdictionSARASOTA FL
Township / Civil DivisionSARASOTA
Census Block Group2
Census Block2006
Census Tract1301

Owner

5194 Cedar Hammock Ln, a duplex, is owner-occupied and held in a trust since May 2018.

Source: Sarasota County records, as of January 12, 2026

Owner of RecordTrust Name on File
Mailing Address5194 CEDAR HAMMOCK LN, SARASOTA, FL 34232-2246
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Apr 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
May 8, 2018Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2018 · Amount on File
Deed SaleMay 8, 2018 · Amount on File
Prior SaleSep 2, 2010 · Amount on File
Deed Document Number2018060994
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address5194 CEDAR HAMMOCK LN, SARASOTA, FL 34232-2246
Transaction TypeMortgage
Record UpdatedSep 16, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address5194 CEDAR HAMMOCK LN, SARASOTA, FL 34232-2246

Mortgage

Document Number0000162960
DateSep 7, 2021
Instrument2021162960
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address5194 CEDAR HAMMOCK LN, SARASOTA, FL 34232-2246
Transaction TypeMortgage
Record UpdatedApr 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5194 CEDAR HAMMOCK LN, SARASOTA, FL 34232-2246

Mortgage

Document Number0000060218
DateApr 5, 2021
Instrument2021060218
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateMay 8, 2018
Property Address5194 CEDAR HAMMOCK LN, SARASOTA, FL 34232-2246
Document Number0000060994
Map ReferenceMB28 PG21,21A-21D
Instrument DateMay 8, 2018
Instrument2018060994
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,204.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1624 HUNTER LN, 1624, GIG HARBOR, WA 98332

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address5194 CEDAR HAMMOCK LN, SARASOTA, FL 34232-2246

Mortgage

Document Number0000060995
DateMay 8, 2018
Instrument2018060995
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5194 Cedar Hammock Ln was $1,133 with exemptions applied.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,133.00 Homeowner's exemption Widower's exemption$140,784$238,400 Land $97,200 Building $141,200
2023$1,535.00 (+0.39%) Homeowner's exemption Widower's exemption$132,831 (+3%)$220,100 (+12.18%) Land $94,700 Building $125,400
2022$1,529.00 Homeowner's exemption Widower's exemption$128,962$196,200 Land $84,100 Building $112,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 5194 Cedar Hammock Ln; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on File
median of 48 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5194 Cedar Hammock Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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