5193 Latrobe Dr, Windermere, FL 34786 Property Records

Orange County property record for 5193 Latrobe Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,645 sqft · built 1989
Lot Size	0.602 acres (26,206 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,060,000 (Jan 2021)
Tax Bill	$17,794 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-23-28-3899-03-140`

Property Details

APN / Parcel Number

Primary APN	`16-23-28-3899-03-140`
Alternative APNs	`282316389903140` `283503` `288346` `292511`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,645 sqft Living Area
Gross Area	5,049 sqft
1st Floor Area	3,645 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	26,206 sqft (0.602 acres)
Garage Type	Attached
Garage Area	974 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	430 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5193 LATROBE DR
City	WINDERMERE
State	FL
Zip	34786-8959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	ISLEWORTH 16/118 LOT 314
Legal Range	28E
Legal Township	23S
Legal Section	16
Legal Subdivision	ISLEWORTH
Legal Tract	3899
Legal Block	3
Legal Lot Number	314
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2042
Census Tract	14809

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5193 LATROBE DR, WINDERMERE, FL 34786-8959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Mar 21, 2018	Deed of Trust, Mortgage BANK OF AMERICA CALIFORNIA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Prior Sale	Jul 21, 1999 · Amount on Record
Deed Document Number	20213703
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 5, 2021
Property Address	5193 LATROBE DR, WINDERMERE, FL 34786-8959
Document Number	0000003703
Map Reference	MB 16 PG 118-130
Instrument Date	Dec 21, 2020
Instrument	20210003703
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	TITLETEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8913 LAKESHORE DRIVE, 8913, WINTER GARDEN, FL 34787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5193 LATROBE DR, WINDERMERE, FL 34786-8959

Mortgage

Document Number	0000003704
Date	Jan 5, 2021
Instrument	20210003704

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5193 LATROBE DR, WINDERMERE, FL 34786-8959
Document Number	0000183897
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5193 LATROBE DR WINDERMERE FL 347868959, WINDERMERE, FL 34786-8959

Mortgage

Document Number	0000183897
Date	Mar 28, 2018
Instrument	183897

Lender

Name	BANK OF AMERICA CALIFORNIA NA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,131,688 (+2.7%)	$1,357,150 (-1%) Land $650,000 Building $707,150
2025	$17,794.00 (+3.41%) Homeowner's exemption	$1,101,936 (+5.99%)	$1,370,920 (+6.32%) Land $650,000 Building $720,920
2024	$17,208.00 (+7.22%)
2023	$16,049.00 (+3%) Homeowner's exemption	$1,039,689 (+3%)	$1,289,399 (+18.02%) Land $650,000 Building $639,399
2022	$15,582.00 Homeowner's exemption	$1,009,407	$1,092,488 Land $550,000 Building $542,488

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications, Xfinity.

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