5193 Labounty Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 5193 Labounty Dr, Ferndale, WA 98248

Property Summary

Property Type	Triplex
Details	2,047 sqft · built 1967
Lot Size	0.229 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$396,000 (Mar 2019)
Tax Bill	$4,164 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`559467`

Property Details

APN / Parcel Number

Primary APN	`559467`
Alternative APNs	`390233 256393 0000` `99539`

Interior

Building Area	2,047 sqft Living Area
1st Floor Area	2,047 sqft

Exterior

Year Built	Built 1967
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.229 acres)
Garage Type	Carport
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	493 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	559467
Street Address	5193 LABOUNTY DR
City	FERNDALE
State	WA
Zip	98248
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RO
Legal Description	BEAP AT INTERS OF W LI OF LABOUNTY RD-70 N OF S LI OF NE NW-TH S ALG W LI OF LABOUNTY RD 100 FT TO TPOB-TH W PAR WI S LI OF N
Legal Range	02
Legal Township	39
Legal Section	33
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1002
Census Tract	201

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3722 DANA ST, BELLINGHAM, WA 98225-1044
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit ADVANTIS CU
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Mar 21, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2019 · Amount on Record
Deed Sale	Mar 21, 2019 · Amount on Record
Prior Sale	Nov 18, 2015 · Amount on Record
Deed Document Number	2019-0301810
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5193 LABOUNTY DR, FERNDALE, WA 98248
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001000115
Date	Oct 3, 2022
Instrument	2022-1000115

Lender

Name	ADVANTIS CU
Type	Credit Union
Address	PORTLAND, OR 97293

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5193 LABOUNTY DR, FERNDALE, WA 98248
Document Number	2201104661
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	GUARDIAN NW TITLE COMPANY, GUARDIAN NW TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5193 LABOUNTY DR FERNDALE WA 98248, FERNDALE, WA 98248

Mortgage

Document Number	2201104661
Date	Nov 25, 2020
Instrument	1104661

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 21, 2019
Property Address	5193 LABOUNTY DR, FERNDALE, WA 98248
Document Number	2190301810
Instrument Date	Mar 11, 2019
Instrument	301810
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,053.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3722 DANA ST BELLINGHAM WA 982251044, BELLINGHAM, WA 98225-1044

Mortgage

Document Number	2190301811
Date	Mar 21, 2019
Instrument	301811

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2049

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,164.00 (+20.98%)	$555,854 (+20.99%) Land $224,070 Building $331,784	$555,854 (+20.99%) Land $224,070 Building $331,784
2022		$459,435 Land $178,599 Building $280,836	$459,435 Land $178,599 Building $280,836
2021	$3,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2021–2022)
Most Recent Claim	Dec 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, Verizon.

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