5191 Spring St, Jay, FL 32565 Property Records

Santa Rosa County property record for 5191 Spring St, Jay, FL 32565 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1970
Square Footage	2,186 sqft Heated Area
Lot Size	46,609 sqft (1.07 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (2021)
Tax Bill	$1,090.00 (2024)

Owner

Source: Santa Rosa County records · APN 19-5N-29-0000-02601-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5191 SPRING ST, JAY, FL 32565-1189
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Nov 12, 1997
Deed Doc Number	202155570
Deed Book / Page	4165 / 505
Record Refreshed	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 18, 2021
Property Address	5191 SPRING ST, JAY, FL 32565-1189
Document Number	0041650505
Book / Page	4165 / 505
Instrument Date	Aug 17, 2021
Instrument	202155570
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12725 SCENIC LAKE DR, 12725, JAY, FL 32565-9107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5191 SPRING ST, JAY, FL 32565-1189

Mortgage

Document Number	4165507
Date	Aug 18, 2021
Instrument	4165/507

Lender

Name	PILGRIM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Jay Town
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,090.00 (+3.61%) Homeowner's exemption Disabled Person's exemption	$110,728 (+3%)	$143,998 (+2.05%) Land $10,790 Building $133,208
2023	$1,052.00 (-2.86%) Homeowner's exemption Disabled Person's exemption	$107,503 (+3%)	$141,109 (+2.05%) Land $9,711 Building $131,398
2022	$1,083.00 Homeowner's exemption Disabled Person's exemption	$104,372	$138,271 Land $6,474 Building $131,797

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19-5N-29-0000-02601-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,186 sqft Heated Area
Gross Area	2,658 sqft Gross Area
1st Floor	2,186 sqft 1st Floor
Stories	1 Stories
Utility Area	90 sqft Utility Area
Utility Room	Utility Room
Primary Flooring	Carpet Flooring
Interior Structure	Plywood Interior Structure

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Foundation Type	Raised Foundation
Roof Material	Shingle Roof
Lot Area	46,609 sqft (1.07 acres)
Depth X Width	3,200 ft x 1,470 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	195N290000026010000
Street Address	5191 SPRING ST
City	JAY
State	FL
Zip	32565-1189
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DESCRIPTION PER DEED 5/2011 COM NE SEC CORN THN S ON E LN 1238.29 FT TO POB THN S5901'E 73.45 FT THN S4934'E 100 FT TO
Legal Range	29W
Legal Township	05N
Legal Section	19
Jurisdiction	SANTA ROSA FL
Minor Civil Division	JAY
Census Blockgroup	1
Census Block	1048
Census Tract	10200