Gratiot County property record for 5191 N Luce Rd, Alma, MI 48801
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,689 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-005-059-00 |
| Primary APN | 01-005-059-00 |
|---|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Street Address | 5191 N LUCE RD |
|---|---|
| City | ALMA |
| State | MI |
| Zip | 48801-9624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 24 RDS 15 FT S OF NE COR OF SE 1/4 OF SE 1/4, TH W 20 RDS, S 8 RDS, E 20 RDS, N 8 RDS TO BEG, SEC 5-11-3. 1 A. |
| Jurisdiction | GRATIOT MI |
| Township / Civil Division | ARCADA |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 200 |
5191 N Luce Rd is owner-occupied and held in a trust.
Source: Gratiot County records, as of June 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5191 N LUCE RD, ALMA, MI 48801-9624 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Gratiot County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Gratiot County |
| County Subdivision | Arcada Township |
| Unified School District | Alma Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,100 | $180,200 | |
| 2023 | $1,689.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5191 N Luce Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5191 N Luce Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| ISP Management Fixed Wireless | 400 / 400 |
May also be available: CMS Internet.
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