5191 Ely Island N, Tower, MN 55790 Property Records

St. Louis County property record for 5191 Ely Island N, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 864 sqft · built 2004
Lot Size	2.43 acres (105,851 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Apr 2006)
Tax Bill	$3,314 (2026)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`270-0020-01362`

Property Details

APN / Parcel Number

Primary APN	`270-0020-01362`
Alternative APN	`1048351`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	864 sqft Gross Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	105,851 sqft (2.43 acres)

Exterior Amenities

Porch	Patio
Porch Area	340 sqft
Deck Area	70 sqft
Cabin	201 sqft
Storage Building	200 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1048351
Street Address	5191 ELY IS N
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	PART OF LOT 3, BEG AT NE CORNER, THENCES 308 FT, THENCE W 380 FT, THENCE N 237FT TO LAKESHORE, THENCE NELY 390 FT TOPOINT OF
Legal Range	15W
Legal Township	62N
Legal Section	15
Legal Subdivision	BREITUNG TOWN OF
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	BREITUNG
Census Block Group	2
Census Block	2004
Census Tract	15402

Owner

Source: St. Louis County records · APN 270-0020-01362

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	187 N 11TH ST, SAN JOSE, CA 95112-3428
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2006 · Amount on Record
Deed Sale	Apr 12, 2006 · Amount on Record
Prior Sale	May 12, 2004 · Amount on Record
Deed Document Number	2006815948
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5191 ELY IS N, TOWER, MN 55790
Document Number	000T983705
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Apr 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5191 ELY IS N SOUDAN MN 55782, SOUDAN, MN 55782

Mortgage

Document Number	000T983705
Date	Apr 06, 2017
Instrument	T983705

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	TOWER, MN 55790

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 05, 2032

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Breitung Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,314.00 (+12.11%)
2025	$2,956.00 (+14.04%)	$326,900 (+30.45%) Land $127,100 Building $199,800	$326,900 (+30.45%) Land $127,100 Building $199,800
2024	$2,592.00	$250,600 (+16.29%) Land $111,800 Building $138,800	$250,600 (+16.29%) Land $111,800 Building $138,800
2022		$215,500 Land $94,200 Building $121,300	$215,500 Land $94,200 Building $121,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	25 / 3

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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