51903 N Adele Cir, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 51903 N Adele Cir, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,355 sqft · built 1988
Lot Size	0.222 acres (9,670 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Dec 2025)
Tax Bill	$3,223 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-09-15-310-015`

Property Details

APN / Parcel Number

Primary APN	`15-09-15-310-015`
Alternative APN	`0915310015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,355 sqft Living Area
1st Floor Area	1,355 sqft
Basement Area	1,355 sqft
Unfinished Basement	1,355 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,670 sqft (0.222 acres)
Lot Dimensions	138 ft deep x 70 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	51903 N ADELE CIR
City	CHESTERFIELD
State	MI
Zip	48047-3086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B RES
Legal Description	OAK KNOLL FARM SUBDIVISION LOT 23
Legal Subdivision	OAK KNOLL FARM SUBDIVISION
Legal Lot Number	23
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2017
Census Tract	222106

Owner

51903 N Adele Cir is owned and occupied by an individual who bought it in December 2025.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	38095 MURDICK DR, NEW BALTIMORE, MI 48047-1675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	Mar 8, 2011 · Amount on File
Deed Document Number	2025114036
Deed Book / Page	30446 / 828
Prior Transfer Date	May 21, 2012
Prior Transfer Doc	0000105113
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Dec 23, 2025
Property Address	51903 N ADELE CIR, CHESTERFIELD, MI 48047-3086
Document Number	2500114036
Book / Page	30446 / 828
Map Reference	LB 82 PG 24-26
Instrument Date	Dec 17, 2025
Instrument	202500114036
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	PLATINUMFIRST TITLE, PLATINUM FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51903 N ADELE CIR, CHESTERFIELD, MI 48047-3086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51903 N ADELE CIR, CHESTERFIELD, MI 48047-3086

Mortgage

Document Number	0000446831
Date	Dec 23, 2025
Instrument	30446/831

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 51903 N Adele Cir was $3,223 with a homeowner's exemption, up 3.2% from the year before.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,900 (+10.8%)	$309,800 (+10.8%)
2025	$3,223.00 (+3.24%) Homeowner's exemption	$139,800	$279,600
2024	$3,122.00
2023		$117,100	$234,200
2022	$2,825.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 51903 N Adele Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 51903 N Adele Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35