5190 Shell Mound Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 5190 Shell Mound Cir, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,060 sqft · built 2007
Lot Size	0.084 acres (3,657 sqft)
Owner	Individual Name on Record
Last Sale	$297,000 (Aug 2022)
Tax Bill	$3,230 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`402334432006`

Property Details

APN / Parcel Number

Primary APN	`402334432006`
Alternative APNs	`00713940150008` `10004624894`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,060 sqft Living Area
Gross Area	2,648 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,657 sqft (0.084 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Screened Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00713940150008
Street Address	5190 SHELL MOUND CIR
City	PUNTA GORDA
State	FL
Zip	33982-4812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF12
Legal Description	CALUSA CREEK SEC1 LT242 3286/1625 3955/1795 3990/1343 4476/1093 5036/278
Legal Range	23E
Legal Township	40S
Legal Section	34
Legal Subdivision	CALUSA CREEK
Legal Tract	CAL
Legal Lot Number	242
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	4
Census Block	4042
Census Tract	10200

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5190 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage DEAN MARAVOLO
Aug 27, 2019	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	Aug 27, 2019 · Amount on Record
Deed Document Number	20223141386
Deed Book / Page	5036 / 278
Prior Transfer Date	Jun 30, 2015
Prior Transfer Doc	0039901343
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 18, 2022
Property Address	5190 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4812
Document Number	0050360278
Book / Page	5036 / 278
Map Reference	MB 20 PG 16A-16F
Instrument Date	Aug 18, 2022
Instrument	3141386
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	BURNT STORE TITLE LLC, BURNT STORE TITLE OF SWFL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,079.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17152 WINTERGARDEN AVE, 17152, PORT CHARLOTTE, FL 33948-1503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5190 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4812

Mortgage

Document Number	0005036280
Date	Aug 18, 2022
Instrument	5036/280

Lender

Name	DEAN MARAVOLO
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 27, 2019
Property Address	5190 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4812
Document Number	0044761093
Book / Page	4476 / 1093
Map Reference	MB 20 PG 16A-16F
Instrument Date	Aug 27, 2019
Instrument	2738902
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,274.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5408 S DURHAM AVE, 5408, SIOUX FALLS, SD 57108-8545

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5190 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4812

Mortgage

Document Number	0044761095
Date	Aug 27, 2019
Instrument	4476/1095

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,230.00 (-18.58%)	$254,142 (-2.89%) Land $24,650 Building $229,492	$254,142 (+2.63%) Land $24,650 Building $229,492
2024	$3,967.00 (-1.95%)
2023	$4,046.00 (+60.36%) Homeowner's exemption	$261,711 (+56.69%)	$247,638 (+35.46%) Land $27,400 Building $220,238
2022	$2,523.00 Homeowner's exemption	$167,021	$182,818 Land $17,340 Building $165,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 units insured incl. 30 condo units
Nearby Flood Claims	6 (2010–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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