5190 N River Rd, Unit E, Oceanside, CA 92057 Property Records

San Diego County property record for 5190 N River Rd, Unit E, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 992 sqft · built 1984
Lot Size	3.44 acres (150,096 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (May 2022)
Tax Bill	$5,441 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`122-081-35-02`

Property Details

APN / Parcel Number

Primary APN	`122-081-35-02`
Alternative APN	`1220812402`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	992 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Lot Area	150,096 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1220812402
Street Address	5190 N RIVER RD, E
City	OCEANSIDE
State	CA
Zip	92057-3717
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 1 US 2 PER D84-249553&(EX ST&D08-239731)UND INT IN ST CLSD& TR 010459
Legal Subdivision	RIVERVIEW TWNHMS
Legal Tract	010459
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18620

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5190 N RIVER RD, E, OCEANSIDE, CA 92057-3717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Grant Deed, Transfer · Conventional Mortgage FRONTWAVE CU
Jul 19, 2019	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 21, 2020	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTY MORTGAGE LLC
Aug 30, 2018	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC
Dec 1, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY-SD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2022 · Amount on Record
Deed Sale	May 5, 2022 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	2022195704
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 5, 2022
Property Address	5190 N RIVER RD UNIT E, E, OCEANSIDE, CA 92057-3717
Document Number	0000195704
Map Reference	MAP 10459
Instrument Date	Apr 11, 2022
Instrument	2022-0195704
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5190 N RIVER RD UNIT E, E, OCEANSIDE, CA 92057-3717

Mortgage

Document Number	0000195705
Date	May 5, 2022
Instrument	2022-0195705

Lender

Name	FRONTWAVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5190 N RIVER RD UNIT E, E, OCEANSIDE, CA 92057-3717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000293513
Date	Jul 19, 2019
Instrument	2019-0293513

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5190 N RIVER RD UNIT E, E, OCEANSIDE, CA 92057-3717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202647
Date	Apr 21, 2020
Instrument	2020-0202647

Lender

Name	CROSSCOUNTY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2018
Property Address	5190 N RIVER RD UNIT E, E, OCEANSIDE, CA 92057-3717
Document Number	0000359339
Map Reference	MAP 10459
Instrument Date	Aug 13, 2018
Instrument	2018-0359339
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5190 N RIVER RD UNIT E, E, OCEANSIDE, CA 92057-3717

Mortgage

Document Number	0000359340
Date	Aug 30, 2018
Instrument	2018-0359340

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 1, 2017
Property Address	5190 N RIVER RD UNIT E, E, OCEANSIDE, CA 92057-3717
Document Number	0000558754
Instrument Date	Aug 30, 2017
Instrument	558754
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	CHICAGO TITLE COMPANY-SD

Transaction

Amount	Amount Recorded
Tax	$231.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	658 CANTARA LN VISTA CA 920816355, VISTA, CA 92081-6355

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$492,504 (+2%) Land $389,674 Building $102,830
2025	$5,441.00 (+10.88%)	$482,848 (+9.74%) Land $382,034 Building $100,814
2023	$4,907.00 (+198.3%)	$440,000 Land $348,000 Building $92,000
2022	$1,645.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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