5190 Alta Ct, Clarkston, MI 48348 Property Records

Oakland County property record for 5190 Alta Ct, Clarkston, MI 48348

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,267 sqft · built 1983
Lot Size	0.971 acres (42,297 sqft)
Owner	2 Individual Names on File
Last Sale	$562,500 (Feb 2024)
Tax Bill	$5,889 (2022)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2024 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`J-08-23-403-020`

Property Details

APN / Parcel Number

Primary APN	`J-08-23-403-020`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,267 sqft Living Area
1st Floor Area	1,953 sqft
Basement Area	1,882 sqft
Finished Basement	1,882 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood Siding
Lot Area	42,297 sqft (0.971 acres)
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	8 sqft
Deck Area	157 sqft
Patio Area	716 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	5190 ALTA CT
City	CLARKSTON
State	MI
Zip	48348-4900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T4N, R9E, SEC 23 PINE KNOB VILLAGE LOT 47
Legal Range	9E
Legal Township	4N
Legal Section	23
Legal Subdivision	PINE KNOB VILLAGE
Legal Lot Number	47
Jurisdiction	OAKLAND MI
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3000
Census Tract	127600

Owner

5190 Alta Ct is owned and occupied by two individuals who bought it in February 2024.

Source: Oakland County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5190 ALTA CT, CLARKSTON, MI 48348-4900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 22, 2024	Warranty Deed, Transfer AMROCK INC, AMROCK LLC
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 6, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jan 26, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2024 · Amount on File
Deed Sale	Feb 22, 2024 · Amount on File
Prior Sale	Jan 26, 2018 · Amount on File
Deed Document Number	202417749
Deed Book / Page	59180 / 508
Prior Transfer Date	Aug 13, 2003
Prior Transfer Doc	0309310832
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5190 ALTA CT, CLARKSTON, MI 48348-4900
Transaction Type	Mortgage
Record Updated	Dec 6, 2023
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3334 ROCHESTER RD 711, 711, TROY, MI 48083-5426

Mortgage

Document Number	0000126799
Date	Nov 20, 2023
Book Page	59018/88
Instrument	126799

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 22, 2024
Property Address	5190 ALTA CT, CLARKSTON, MI 48348-4900
Document Number	0000017749
Book / Page	59180 / 508
Map Reference	LB 174 PG 32-34
Instrument Date	Nov 7, 2023
Instrument	17749
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	AMROCK INC, AMROCK LLC

Transaction

Amount	Amount on Record
Tax	$4,218.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5190 ALTA CT, CLARKSTON, MI 48348-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5190 ALTA CT, CLARKSTON, MI 48348-4900

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5190 ALTA CT, CLARKSTON, MI 48348-4900
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5190 ALTA CT, CLARKSTON, MI 48348-4900

Mortgage

Document Number	0000027133
Date	Mar 21, 2023
Book Page	58489/6
Instrument	27133

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 20, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5190 ALTA CT, CLARKSTON, MI 48348-4900
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5190 ALTA CT, CLARKSTON, MI 48348-4900

Mortgage

Document Number	0000183737
Date	Sep 11, 2020
Book Page	54809/3
Instrument	183737

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2045

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5190 ALTA CT, CLARKSTON, MI 48348-4900
Document Number	0000149292
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5190 ALTA CT CLARKSTON MI 483484900, CLARKSTON, MI 48348-4900

Mortgage

Document Number	0000149292
Date	Sep 12, 2019
Book Page	053245/000536
Instrument	149292

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 26, 2018
Property Address	5190 ALTA CT, CLARKSTON, MI 48348-4900
Document Number	0000013939
Book / Page	051508 / 000567
Instrument Date	Jan 16, 2018
Instrument	13939
Transaction Type	Transfer
Record Updated	Feb 16, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,224.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5190 ALTA CT CLARKSTON MI 483484900, CLARKSTON, MI 48348-4900

Mortgage

Document Number	10388
Date	Jan 26, 2018
Book Page	051489/000084
Instrument	10388

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Independence Charter Township
Unified School District	Clarkston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$292,100 Land $46,400 Building $245,700	$584,200 Land $92,800 Building $491,400
2023		$204,400 Land $39,100 Building $165,300	$408,800 Land $78,200 Building $330,600
2022	$5,889.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5190 Alta Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5190 Alta Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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