519 Upper Stone Cir, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 519 Upper Stone Cir, Charlotte, NC 28211

Property Summary

Property Type	Townhouse
Details	3 bd · 4 ba · 2,175 sqft · built 2019
Lot Size	0.031 acres (1,365 sqft)
Owner	Trust Name on File
Last Sale	$468,500 (Mar 2020)
Tax Bill	$4,770 (2023)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`157-082-39`

Property Details

APN / Parcel Number

Primary APN	`157-082-39`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,175 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	1,365 sqft (0.031 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	157-082-39
Street Address	519 UPPER STONE CIR
City	CHARLOTTE
State	NC
Zip	28211-1781
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	UR-2(CD)
Legal Description	L61 M64-649
Legal Lot Number	61
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1006
Census Tract	2201

Owner

519 Upper Stone Cir, a townhouse, is owner-occupied and held in a trust since November 2023.

Source: Mecklenburg County records, as of December 5, 2023

Owner of Record	Trust Name on File
Mailing Address	519 UPPER STONE CIR, CHARLOTTE, NC 28211-1781
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 27, 2023	Intrafamily Transfer, Transfer
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 25, 2020	Grant Deed, Transfer · Conventional with PMI TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2020 · Amount on File
Deed Sale	Mar 25, 2020 · Amount on File
Prior Sale	Mar 25, 2020 · Amount on File
Deed Document Number	0000042223
Deed Book / Page	034404 / 000512
Last Transfer Date	Nov 27, 2023
Transfer Doc	0000110816
Record Updated	Jun 7, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	519 UPPER STONE CIR, CHARLOTTE, NC 28211-1781
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015443
Date	Feb 22, 2024
Book Page	38647/685
Instrument	2024015443

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2054

Interest

Change Frequency	Monthly

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 27, 2023
Property Address	519 UPPER STONE CIR, CHARLOTTE, NC 28211-1781
Document Number	0000110816
Book / Page	38499 / 835
Map Reference	MB 64 PG 649
Instrument Date	Nov 21, 2023
Instrument	2023110816
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	519 UPPER STONE CIR, CHARLOTTE, NC 28211-1781

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	519 UPPER STONE CIR, CHARLOTTE, NC 28211-1781
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000158602
Date	Nov 29, 2022
Book Page	37797/913
Instrument	2022158602

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 25, 2020
Property Address	519 UPPER STONE CIR, CHARLOTTE, NC 28211-1781
Document Number	0000042223
Book / Page	034404 / 000512
Instrument Date	Mar 20, 2020
Instrument	42223
Transaction Type	Transfer
Record Updated	May 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	519 UPPER STONE CIR CHARLOTTE NC 28211, CHARLOTTE, NC 28211

Mortgage

Document Number	42224
Date	Mar 25, 2020
Book Page	034404/000514
Instrument	42224

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,770.00	$494,300 Land $120,000 Building $374,300	$494,300 Land $120,000 Building $374,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 519 Upper Stone Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 519 Upper Stone Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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