Scott County property record for 519 Payne Ave, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 952 sqft |
| Lot Size | 0.272 acres (11,881 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $550 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Mar 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-20-040.000 |
| Primary APN | 166-20-040.000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 952 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 11,881 sqft (0.272 acres) |
| Heating System | HVAC |
|---|
| Street Address | 519 PAYNE AVE |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY GEO 52 |
| Legal Subdivision | PAYNE ANX |
| Legal Tract | 37-36PART |
| Legal Lot Number | 37-36PA |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 40102 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 519 PAYNE AVE, GEORGETOWN, KY 40324-1957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2024 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Mar 19, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Feb 19, 2019 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Dec 10, 2021 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 519 PAYNE AVE, GEORGETOWN, KY 40324-1957 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 519 PAYNE AVE, GEORGETOWN, KY 40324-1957 |
| Document Number | 0M1777/266 |
|---|---|
| Date | Mar 29, 2024 |
| Book Page | M1777/266 |
| Instrument | 496268 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 519 PAYNE AVE, GEORGETOWN, KY 40324-1957 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M1384/013 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | M1384/013 |
| Instrument | 383964 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | GEORGETOWN, KY 40324 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 519 PAYNE AVE, GEORGETOWN, KY 40324-1957 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M1428/492 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | M1428/492 |
| Instrument | 396808 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | GEORGETOWN, KY 40324 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Feb 2, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 519 PAYNE AVE, GEORGETOWN, KY 40324-1957 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M1612/273 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | M1612/273 |
| Instrument | 436881 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 519 PAYNE AVE, GEORGETOWN, KY 40324-1957 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 519 PAYNE AVE, GEORGETOWN, KY 40324-1957 |
| Document Number | 0M1659/754 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | M1659/754 |
| Instrument | 446904 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | GEORGETOWN, KY 40324 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,900 (-) | $110,900 (-) | |
| 2025 | $550.00 (+25.57%) Homeowner's exemption | $110,900 (+17.11%) | $110,900 (+17.11%) |
| 2023 | $438.00 (-39.75%) Homeowner's exemption | $94,700 (+12.87%) Land $30,000 Building $64,700 | $94,700 (+12.87%) Land $30,000 Building $64,700 |
| 2022 | $727.00 | $83,900 Land $22,500 Building $61,400 | $83,900 Land $22,500 Building $61,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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