519 Palm Ave, Lodi, CA 95240 Property Records

San Joaquin County property record for 519 Palm Ave, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,239 sqft · built 1949
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Trust Names on File
Last Sale	$320,000 (Sep 2020)
Tax Bill	$3,779 (2026)
Deeds & Mortgages	Apr 2026 Sale Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`039-290-130-000`

Property Details

APN / Parcel Number

Primary APN	`039-290-130-000`
Alternative APN	`039-290-13`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,239 sqft Living Area
1st Floor Area	1,239 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	039-290-13
Street Address	519 PALM AVE
City	LODI
State	CA
Zip	95240-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAFFIGNA LOT 11,10
Legal Subdivision	GRAFFIGNA TR
Legal Block	1
Legal Lot Number	10
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1001
Census Tract	4203

Owner

519 Palm Ave is held in a trust since September 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	519 PALM AVE, LODI, CA 95240-1037
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Sep 28, 2020	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	May 23, 1997 · Amount on File
Deed Document Number	2020128206
Prior Transfer Date	Nov 5, 2002
Prior Transfer Doc	0000203320
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 30, 2026
Property Address	519 PALM AVE, LODI, CA 95240-1037
Document Number	0000039452
Instrument Date	Apr 27, 2026
Instrument	202639452
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	519 PALM AVE, LODI, CA 95240-1037

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 28, 2020
Property Address	519 PALM AVE, LODI, CA 95240-1037
Document Number	0000128206
Map Reference	VOL 13 PG 18
Instrument Date	Sep 23, 2020
Instrument	2020-128206
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	519 PALM AVE, LODI, CA 95240-1037

Mortgage

Document Number	0000128207
Date	Sep 28, 2020
Instrument	2020-128207

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	519 PALM AVE, LODI, CA 95240-1037
Document Number	0000117946
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1711 PALOMA AVE STOCKTON CA 952092535, STOCKTON, CA 95209-2535

Mortgage

Document Number	0000117946
Date	Sep 10, 2020
Instrument	117946

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 519 Palm Ave was $3,779, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,779.00 (+0.32%)
2025	$3,767.00	$346,375 Land $86,593 Building $259,782
2023	$3,614.00 (+2.26%)	$332,928 Land $83,232 Building $249,696	$369,990
2022	$3,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 519 Palm Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 519 Palm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
unWired Broadband Fixed Wireless	200 / 25
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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