519 N Moore St, Waterloo, IL 62298 Property Records

Monroe County property record for 519 N Moore St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,808 sqft · built 2003
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Nov 2021)
Tax Bill	$7,300 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-24-384-002-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-384-002-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft
Basement Area	1,808 sqft
Unfinished Basement	1,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	14,810 sqft (0.34 acres)
Garage Area	840 sqft
Driveway	Concrete Driveway
Driveway Area	1,395 sqft

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	519 N MOORE ST
City	WATERLOO
State	IL
Zip	62298-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	PART LOT 2 SHADY SPRINGS
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	SHADY SPRINGS
Legal Lot Number	2
Jurisdiction	MONROE IL
Township / Civil Division	31
Census Block Group	3
Census Block	3026
Census Tract	600401

Owner

519 N Moore St is owned and occupied by two individuals who bought it in November 2021.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	519 N MOORE ST, WATERLOO, IL 62298-1002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC
Apr 20, 2021	Warranty Deed, Transfer
Apr 1, 2019	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on File
Deed Sale	Nov 9, 2021 · Amount on File
Prior Sale	Apr 20, 2021 · Amount on File
Deed Document Number	2021420857
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Nov 9, 2021
Property Address	519 N MOORE ST, WATERLOO, IL 62298-1002
Document Number	0000420857
Instrument Date	Nov 5, 2021
Instrument	420857
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1323 SUMMERFIELD, 1323, WATERLOO, IL 62298-2873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 N MOORE ST, WATERLOO, IL 62298-1002

Mortgage

Document Number	0000420858
Date	Nov 9, 2021
Instrument	420858

Lender

Name	AMERIFIRST FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	3.25%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Apr 20, 2021
Property Address	519 N MOORE ST, WATERLOO, IL 62298-1002
Document Number	0000416551
Instrument Date	Apr 13, 2021
Instrument	416551
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 W 4TH ST, WATERLOO, IL 62298-1333
Investor	Possibly a Property Investor

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE IL
Property Address	519 N MOORE ST, WATERLOO, IL 62298-1002
Document Number	0000400714
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 N MOORE ST WATERLOO IL 622981002, WATERLOO, IL 62298-1002

Mortgage

Document Number	0000400714
Date	Apr 3, 2019
Instrument	400714

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2049

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 519 N Moore St was $7,300, up 6.9% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,300.00 (+6.94%) Homeowner's exemption	$125,390 Land $17,180 Building $108,210	$376,170 Land $51,540 Building $324,630
2024	$6,826.00
2022		$98,230 Land $15,650 Building $82,580	$294,690 Land $46,950 Building $247,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 519 N Moore St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 519 N Moore St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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