Madison County property record for 519 Menelaus Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,000 (Mar 2022) |
| Tax Bill | $2,055 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0072-0004-0015 |
| Primary APN | 0072-0004-0015 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,996 sqft (1.01 acres) |
|---|
| Account Number | 58349 |
|---|---|
| Street Address | 519 MENELAUS RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MENELAUS ESTS LOT 15 |
| Legal Subdivision | MENELAUS EST |
| Legal Lot Number | 15 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10901 |
519 Menelaus Rd is owned and occupied by an individual who bought it in March 2022.
Source: Madison County records, as of August 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 519 MENELAUS RD, BEREA, KY 40403-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Dec 5, 2018 | Deed of Trust, Mortgage · VA Mortgage DITECH FINANCIAL LLC |
| Nov 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Mar 31, 2022 | Deed, Transfer · Line of Credit COMMUNITY TRUST BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on File |
| Deed Sale | Mar 31, 2022 · Amount on File |
| Deed Document Number | 202214084141 |
| Deed Book / Page | 820 / 663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 519 MENELAUS RD, BEREA, KY 40403-9739 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2433/561 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | M2433/561 |
| Instrument | 2014307383 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 519 MENELAUS RD, BEREA, KY 40403-9739 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | M01837/455 |
|---|---|
| Date | Dec 5, 2018 |
| Book Page | M01837/455 |
| Instrument | 2013985548 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 519 MENELAUS RD, BEREA, KY 40403-9739 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M2200/367 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | M2200/367 |
| Instrument | 2014118669 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 31, 2022 |
| Property Address | 519 MENELAUS RD, BEREA, KY 40403-9739 |
| Document Number | 00D820/663 |
| Book / Page | D820 / 663 |
| Map Reference | MB 7 PG 356 |
| Instrument Date | Jan 22, 2022 |
| Instrument | 2014084141 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $218.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 235 FORK CHURCH RD, LANCASTER, KY 40444-9535 |
| Name | Verified Name |
|---|---|
| Address | 106 JOHNSON RD, BEREA, KY 40403-9601 |
| Investor | Possibly a Property Investor |
| Document Number | 2014084147 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 2014084147 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Jan 22, 2023 |
| Document Number | 0M2146/704 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | M2146/704 |
| Instrument | 2014084169 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Jan 22, 2023 |
The 2025 property tax bill for 519 Menelaus Rd was $2,055.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,055.00 | $218,000 | $218,000 |
| 2023 | $2,114.00 (+61.74%) | $218,000 (+62.2%) | $218,000 (+62.2%) |
| 2022 | $1,307.00 | $134,400 | $134,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 519 Menelaus Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 519 Menelaus Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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