519 Mary Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 519 Mary Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,143 sqft · built 1978
Lot Size	0.23 acres (9,864 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,885 (2025)
Deeds & Mortgages	Jun 2026 Sale May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-25-382-042-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-382-042-000`
Alternative APN	`07251830101700 00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,143 sqft Building Perimeter
1st Floor Area	975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	9,864 sqft (0.23 acres)
Garage Type	Mixed
Garage Area	348 sqft
Driveway	Concrete Driveway
Driveway Area	714 sqft

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	519 MARY DR
City	WATERLOO
State	IL
Zip	62298-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 17 LAKEVIEW ESTATES 1ST ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	LAKEVIEW ESTATES
Legal Lot Number	17
Jurisdiction	MONROE IL
Township / Civil Division	18
Census Block Group	4
Census Block	4009
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	519 MARY DR, WATERLOO, IL 62298-1401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
May 27, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 5, 2026
Transfer Doc	0000442933
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 8, 2026
Property Address	519 MARY DR, WATERLOO, IL 62298-1401
Document Number	0000442933
Instrument Date	Jun 5, 2026
Instrument	2026442933
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 MARY DR, WATERLOO, IL 62298-1401

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	519 MARY DR, WATERLOO, IL 62298-1401
Document Number	0000408520
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	519 MARY DR WATERLOO IL 622981401, WATERLOO, IL 62298-1401

Mortgage

Document Number	0000408520
Date	Jun 8, 2020
Instrument	408520

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 7, 2035

Interest

Rate	2.37%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,885.00 (+1.39%) Homeowner's exemption	$85,810 (-1.82%) Land $16,360 Building $69,450	$257,430 (-1.82%) Land $49,080 Building $208,350
2024	$4,818.00	$87,403 (+63.55%) Land $16,053 Building $71,350	$262,209 (+63.55%) Land $48,159 Building $214,050
2022	Additional exemption filed	$53,440 Land $15,140 Building $38,300	$160,320 Land $45,420 Building $114,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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