Muskingum County property record for 519 Main St, Gratiot, OH 43740
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 892 sqft · built 1930 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,900 (Nov 2024) |
| Tax Bill | $1,648 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Aug 2006 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-60-02-08-000 |
| Primary APN | 25-60-02-08-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 892 sqft Living Area |
| 1st Floor Area | 892 sqft |
| Basement Area | 669 sqft |
| Unfinished Basement | 439 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 10,977 sqft (0.252 acres) |
| Lot Dimensions | 132 ft deep x 83 ft wide |
| Terrain | Rolling |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 294 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 009190-1 |
|---|---|
| Street Address | 519 MAIN ST |
| City | GRATIOT |
| State | OH |
| Zip | 43740-5000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 35 GRATIOT 83 X 132 |
| Legal Lot Number | 35 |
| Jurisdiction | MUSKINGUM OH |
| Township / Civil Division | HOPEWELL |
| Census Block Group | 3 |
| Census Block | 3070 |
| Census Tract | 911300 |
Source: Muskingum County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 2728, SIOUX CITY, IA 51106-0728 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THE COMMUNITY BANK |
| Aug 8, 2006 | Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY |
| Nov 18, 2024 | Warranty Deed, Transfer · FHA Mortgage CLICK N CLOSE INC |
| Jul 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2024 · Amount on Record |
| Deed Sale | Nov 18, 2024 · Amount on Record |
| Prior Sale | Jul 27, 2020 · Amount on Record |
| Deed Book / Page | 3237 / 750 |
| Prior Transfer Date | Jan 13, 2012 |
| Prior Transfer Doc | 002377/319 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Property Address | 519 MAIN ST, GRATIOT, OH 43740-5000 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002731/839 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 2731/839 |
| Instrument | 201700006323 |
| Name | THE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | ZANESVILLE, OH 43701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Property Address | 519 MAIN ST, GRATIOT, OH 43740-5000 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002048/573 |
|---|---|
| Date | Aug 8, 2006 |
| Book Page | 2048/573 |
| Instrument | 200600013253 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 7575 HUNTINGTON PARK DR, COLUMBUS, OH 43235 |
| Amount | Amount Recorded |
|---|---|
| Term | 6 Months |
| Due | Feb 1, 2007 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Property Address | 519 MAIN ST, GRATIOT, OH 43740-5000 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003237/772 |
|---|---|
| Date | Nov 18, 2024 |
| Book Page | 3237/772 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | 2600 CORPORATE EXCHANGE DR, COLUMBUS, OH 43231 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Recording Date | Nov 18, 2024 |
| Property Address | 519 MAIN ST, GRATIOT, OH 43740-5000 |
| Document Number | 003237/750 |
| Book / Page | 3237 / 750 |
| Map Reference | MB A-O PG 146 |
| Instrument Date | Nov 13, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | NORTHWEST ADVANTAGE TTL AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2728, SIOUX CITY, IA 51106-0728 |
| Document Number | 003237/752 |
|---|---|
| Date | Nov 18, 2024 |
| Book Page | 3237/752 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Address | 15301 SPECTRUM DR STE 405, ADDISON, TX 75001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Recording Date | Jul 27, 2020 |
| Property Address | 519 MAIN ST, GRATIOT, OH 43740-5000 |
| Document Number | 0002929/24 |
| Book / Page | 2929 / 24 |
| Map Reference | MB A-O G 146 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1700 MAGNAVOX WAY STE 200, 200, FORT WAYNE, IN 46804-1552 |
| Document Number | 0000292926 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 2929/26 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Muskingum County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Muskingum County |
| County Subdivision | Hopewell Township |
| Municipality | Gratiot Village |
| Unified School District | West Muskingum Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,648.00 (+34.42%) | $44,695 (+54.6%) Land $3,955 Building $40,740 | |
| 2024 | $127,700 (+54.6%) Land $11,300 Building $116,400 | ||
| 2023 | $1,226.00 | $28,910 Land $2,940 Building $25,970 | |
| 2021 | $82,600 Land $8,400 Building $74,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1980–2026) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUSKINGUM COUNTY WATER - SE private · serves 21,540 people · EPA ID OH6000412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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