519 Main St, Colo, IA 50056 Property Records

Story County property record for 519 Main St, Colo, IA 50056

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,193 sqft · built 1910
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$97,500 (Sep 2021)
Tax Bill$1,696 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-08-254-100

Property Details

APN / Parcel Number

Primary APN12-08-254-100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,193 sqft Living Area
1st Floor Area334 sqft
Basement Area167 sqft
Unfinished Basement167 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area102 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address519 MAIN ST
CityCOLO
StateIA
Zip50056-1066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLAIR'S ADD LOTS 9 10 11 & 12 BLK 10
Legal Range21W
Legal Township83N
Legal Section08
Legal SubdivisionBLAIRS ADD (COLO)
Legal Block10
Legal Lot Number9-12
JurisdictionSTORY IA
Township / Civil DivisionNEW ALBANY
Census Block Group3
Census Block3025
Census Tract10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address519 MAIN ST, COLO, IA 50056-1066
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
PREMIER CU
Sep 22, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMESERVICES LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2021 · Amount on Record
Deed SaleSep 22, 2021 · Amount on Record
Prior SaleDec 4, 2020 · Amount on Record
Deed Document Number202112182
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address519 MAIN ST, COLO, IA 50056-1066
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202107051
DateJun 4, 2021
Instrument2021-07051
Lender
NamePREMIER CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 31, 2031
Interest
Rate TypeFixed Rate

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateSep 22, 2021
Property Address519 MAIN ST, COLO, IA 50056-1066
Document Number0202112182
Instrument DateSep 15, 2021
Instrument2021-12182
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$155.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address519 MAIN ST, COLO, IA 50056-1066
InvestorPossibly a Property Investor

Mortgage

Document Number0202112183
DateSep 22, 2021
Instrument2021-12183
Lender
NameHOMESERVICES LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityColo City
CountyStory County
Unified School DistrictColo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,696.00 (+4.18%) Homeowner's exemption$111,300 (+11.3%) Land $35,200 Building $76,100$111,300 (+11.3%) Land $35,200 Building $76,100
2024$1,628.00 (+17.63%)
2023$100,000 Land $28,600 Building $71,400$100,000 Land $28,600 Building $71,400
2022$1,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLO WATER SUPPLY
serves 853 people · EPA ID IA8520061
Water SourcePurchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State InspectionApr 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Colo Telephone Company
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Main St

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