519 Glencoe Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 519 Glencoe Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,352 sqft · built 1956
Lot Size	0.242 acres (10,560 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Aug 2023)
Tax Bill	$4,478 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`8813-04-251-003`

Property Details

APN / Parcel Number

Primary APN	`8813-04-251-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,072 sqft
Basement Area	1,072 sqft
Unfinished Basement	1,072 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,560 sqft (0.242 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	962 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	519 GLENCOE AVE
City	WATERLOO
State	IA
Zip	50701-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HILLS SECOND ADDITION LOT 12
Legal Range	13W
Legal Township	88N
Legal Section	04
Legal Subdivision	SOUTH HILLS SECOND ADDITION
Legal Lot Number	12
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1017
Census Tract	1302

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	519 GLENCOE AVE, WATERLOO, IA 50701-5007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Apr 29, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Aug 18, 2022 · Amount on Record
Deed Document Number	20232935
Prior Transfer Date	Jul 27, 2023
Prior Transfer Doc	0000001581
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 18, 2022
Property Address	519 GLENCOE AVE, WATERLOO, IA 50701-5007
Document Number	202300002935
Instrument Date	Jul 28, 2022
Instrument	202300002935
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 GLENCOE AVE, WATERLOO, IA 50701-5007

Mortgage

Document Number	202300002937
Date	Aug 18, 2022
Instrument	202300002937

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.62%
Index	1-Year CMT
Max Rate	9.62%

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 29, 2021
Property Address	519 GLENCOE AVE, WATERLOO, IA 50701-5007
Document Number	202100022796
Instrument Date	Apr 23, 2021
Instrument	202100022796
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 GLENCOE AVE, WATERLOO, IA 50701-5007

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,478.00 (+7.03%)	$219,400 (+13.77%) Land $31,360 Building $188,040	$219,400 (+13.77%) Land $31,360 Building $188,040
2024	$4,184.00 (+24.75%)
2023		$192,850 (+19.34%) Land $31,360 Building $161,490	$192,850 (+19.34%) Land $31,360 Building $161,490
2022	$3,354.00 Homeowner's exemption	$161,600 Land $31,360 Building $130,240
2021			$161,600 Land $31,360 Building $130,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile.

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