519 Garnsey Ave, Joliet, IL 60432 Property Records

Will County property record for 519 Garnsey Ave, Joliet, IL 60432

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 941 sqft · built 1900
Lot Size	0.16 acres (6,784 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Apr 2021)
Tax Bill	$3,472 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`30-07-10-226-004`

Property Details

APN / Parcel Number

Primary APN	`30-07-10-226-004`
Alternative APN	`07102260040000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	941 sqft
Gross Area	1,253 sqft
Basement Area	941 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,784 sqft (0.16 acres)
Lot Dimensions	132 ft deep x 48 ft wide

Location & Zoning

Street Address	519 GARNSEY AVE
City	JOLIET
State	IL
Zip	60432-1941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 3 IN HARRIS LANDAUS SUB, IN THE E1/2 OF THE NE1/4 OF SEC 10, T35N-R10E. (EX THE W 9 FT THOF PER DOC 151920)
Legal Range	10E
Legal Township	35N
Legal Section	10
Legal Subdivision	HARRIS & LANDAUS
Legal Block	3
Legal Lot Number	3
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	2
Census Block	2006
Census Tract	882100

Owner

Source: Will County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	519 GARNSEY AVE, JOLIET, IL 60432-1941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit NUMARK CU
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage NUMARK CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Nov 8, 1999 · Amount on Record
Deed Document Number	202136919
Prior Transfer Date	Feb 26, 2021
Prior Transfer Doc	0000036919
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	519 GARNSEY AVE, JOLIET, IL 60432-1941
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063869
Date	Aug 24, 2022
Instrument	R2022063869

Lender

Name	NUMARK CU
Type	Credit Union
Address	LA GRANGE, IL 60525

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 1, 2021
Property Address	519 GARNSEY AVE, JOLIET, IL 60432-1941
Document Number	0000036919
Map Reference	DOC 151920
Instrument Date	Feb 26, 2021
Instrument	R2021036919
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 GARNSEY AVE, JOLIET, IL 60432-1941

Mortgage

Document Number	0000036920
Date	Apr 1, 2021
Instrument	R2021036920

Lender

Name	NUMARK CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,472.00 (+18.7%)	$51,242 (+9.3%) Land $8,570 Building $42,672	$153,726 (+9.3%) Land $25,710 Building $128,016
2024		$46,882 (+24.42%) Land $7,841 Building $39,041	$140,646 (+24.42%) Land $23,523 Building $117,123
2022	$2,925.00 Homeowner's exemption	$37,680 Land $6,302 Building $31,378	$113,040 Land $18,906 Building $94,134

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	51 (1981–2013)
Claims Outside the SFHA	4 of 51
Most Recent Claim	May 2013 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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