Muskingum County property record for 519 Front St, Philo, OH 43771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2021 |
| Square Footage | 1,680 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $221,000 (2025) |
| Tax Bill | $1,565.00 (2025) |
Source: Muskingum County records · APN 20-21-10-27-000
Assessment roll updated March 5, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 519 FRONT ST, PHILO, OH 43771-9706 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 13, 2022 | Deed of Trust, Mortgage THE CITIZENS NATIONAL BANK |
| Jan 25, 2008 | Deed of Trust, Mortgage CENTURY NATIONAL BANK |
| Jul 27, 2009 | Deed of Trust, Mortgage CENTURY NATIONAL BANK |
| May 09, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE COMMUNITY BANK |
| Oct 15, 2014 | Fiduciary Deed, Transfer · Adjustable Rate Mortgage (ARM) THE CITIZENS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2025 · Amount on Record |
| Deed Sale | May 09, 2025 · Amount on Record |
| Prior Sale | Oct 15, 2014 · Amount on Record |
| Deed Book / Page | 3267 / 605 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Property Address | 519 FRONT ST, PHILO, OH 43771-9706 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 74, DUNCAN FALLS, OH 43734-0074 |
| Document Number | 003107/815 |
|---|---|
| Date | Oct 13, 2022 |
| Book Page | 3107/815 |
| Name | THE CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MCCONNELSVILLE, OH 43756 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Property Address | 519 FRONT ST, PHILO, OH 43771-9706 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002147/338 |
|---|---|
| Date | Jan 25, 2008 |
| Book Page | 2147/338 |
| Instrument | 200800001004 |
| Name | CENTURY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ZANESVILLE, OH 43701 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Feb 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Property Address | 519 FRONT ST, PHILO, OH 43771-9706 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002231/877 |
|---|---|
| Date | Jul 27, 2009 |
| Book Page | 2231/877 |
| Instrument | 200900009735 |
| Name | CENTURY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ZANESVILLE, OH 43701 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 01, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Recording Date | May 09, 2025 |
| Property Address | 519 FRONT ST, PHILO, OH 43771-9706 |
| Document Number | 003267/605 |
| Book / Page | 3267 / 605 |
| Map Reference | MB A-O PG 182 |
| Instrument Date | May 01, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 113 N 5TH ST, ZANESVILLE, OH 43701-3533 |
| Document Number | 0003267607 |
|---|---|
| Date | May 09, 2025 |
| Instrument | 3267/607 |
| Name | THE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jun 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.99% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.9% |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Recording Date | Oct 15, 2014 |
| Property Address | 519 FRONT ST, PHILO, OH 43771-9706 |
| Document Number | 002557/492 |
| Book / Page | 2557 / 492 |
| Instrument Date | Aug 22, 2014 |
| Instrument | 201400009718 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 519 FRONT ST, PHILO, OH 43771-9706 |
| Document Number | 002557/494 |
|---|---|
| Date | Oct 15, 2014 |
| Book Page | 2557/494 |
| Instrument | 201400009719 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MCCONNELSVILLE, OH 43756 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 30, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Margin | 4 |
| Max Rate | 14.5% |
Source: Muskingum County records · Assessment roll updated March 5, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Muskingum County |
| County Subdivision | Harrison Township |
| Municipality | Philo Village |
| Unified School District | Franklin Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,565.00 (+1.43%) | $47,530 (+20.28%) Land $3,395 Building $44,135 | |
| 2024 | $135,800 (+20.28%) Land $9,700 Building $126,100 | ||
| 2023 | $1,543.00 | $39,515 Land $2,765 Building $36,750 | |
| 2021 | $112,900 Land $7,900 Building $105,000 |
Source: FEMA National Flood Hazard Layer, Muskingum County (39119C), updated July 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 20-21-10-27-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,680 sqft Living Area |
| 1st Floor | 840 sqft 1st Floor |
| Upper Floors | 840 sqft Upper Floors |
| Basement Area | 840 sqft Basement |
| Unfinished Basement | 840 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 132 ft x 66 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 280 sqft Garage |
| Deck Area | 168 sqft Deck |
| Patio Area | 168 sqft Patio |
| Porch Area | 236 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 018405-1 |
|---|---|
| Street Address | 519 FRONT ST |
| City | PHILO |
| State | OH |
| Zip | 43771-9706 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 SQ 22 PHILO 66 X 132 |
| Legal Subdivision | SQUARE NUMBERED TWENTY TWO |
| Legal Lot Number | 3 |
| Jurisdiction | MUSKINGUM OH |
| Minor Civil Division | HARRISON |
| Census Blockgroup | 2 |
| Census Block | 2051 |
| Census Tract | 912500 |
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