519 Ferndale Dr, Bigfork, MT 59911 Property Records

Flathead County property record for 519 Ferndale Dr, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,672 sqft · built 1968
Lot Size	5.75 acres (250,470 sqft)
Owner	2 Individual Names on File
Last Sale	$206,150 (Dec 2025)
Tax Bill	$1,840 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0781455`

Property Details

APN / Parcel Number

Primary APN	`R0781455`
Alternative APNs	`07-3836-34-2-03-01-0000` `0000771550`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	1,672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	250,470 sqft (5.75 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	538 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000771550
Street Address	519 FERNDALE DR
City	BIGFORK
State	MT
Zip	59911-6515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S34, T27 N, R19 W, TR 1C IN NW4NW4
Legal Range	19W
Legal Township	27N
Legal Section	34
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	1
Census Block	1027
Census Tract	1303

Owner

519 Ferndale Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	519 FERNDALE DR, BIGFORK, MT 59911-6515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Dec 29, 2025	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Oct 17, 2019	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on File
Deed Sale	Dec 29, 2025 · Amount on File
Prior Sale	Oct 17, 2019 · Amount on File
Deed Document Number	202527613
Prior Transfer Date	Dec 12, 2025
Prior Transfer Doc	202500027613
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	519 FERNDALE DR, BIGFORK, MT 59911-6515
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100030778
Date	Aug 30, 2021
Instrument	202100030778

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Dec 29, 2025
Property Address	519 FERNDALE DR, BIGFORK, MT 59911-6515
Document Number	202500027613
Instrument Date	Dec 12, 2025
Instrument	202500027613
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	519 FERNDALE DR, BIGFORK, MT 59911-6515

Mortgage

Document Number	202500027614
Date	Dec 29, 2025
Instrument	202500027614

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 17, 2019
Property Address	519 FERNDALE DR, BIGFORK, MT 59911-6515
Document Number	201900026629
Instrument Date	Oct 16, 2019
Instrument	201900026629
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 596, BIGFORK, MT 59911-0596

Mortgage

Document Number	201900026630
Date	Oct 17, 2019
Instrument	201900026630

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 519 Ferndale Dr was $1,840, down 11.3% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,840.00 (-11.33%)	$660,700 (-)
2025	$2,075.00	$660,700	$660,700 Land $330,200 Building $330,500
2023	$3,262.00	$517,700	$517,700 Land $187,300 Building $330,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 519 Ferndale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 519 Ferndale Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 62% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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