519 Elm St, Vermillion, SD 57069 Property Records

Clay County property record for 519 Elm St, Vermillion, SD 57069

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,536 sqft · built 1963
Lot Size	0.133 acres (5,786 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jul 2020)
Tax Bill	$3,606 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15730-08600-070-33`

Property Details

APN / Parcel Number

Primary APN	`15730-08600-070-33`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,536 sqft Total Area
Gross Area	3,072 sqft
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Duplex Single
Exterior Material	Block
Roof Material	Composition Shingle
Lot Area	5,786 sqft (0.133 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	519 ELM ST
City	VERMILLION
State	SD
Zip	57069-2223
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 7 OF REPLAT OF 7 BLK 86 ADD TO SNYDERS
Legal Subdivision	SYNDERS ADDITION
Legal Block	86
Legal Lot Number	7
Jurisdiction	CLAY SD
Township / Civil Division	VERMILLION
Census Block Group	3
Census Block	3001
Census Tract	965900

Owner

Source: Clay County records, as of April 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	316 CENTER ST, VERMILLION, SD 57069-2116
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Jul 2, 2020	Warranty Deed, Transfer · Line of Credit BANK OF DIXON COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	2020143154
Deed Book / Page	81 / 677
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	519 ELM ST, VERMILLION, SD 57069-2223
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	CLAY COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT144/63
Date	Nov 23, 2020
Book Page	MT144/63
Instrument	144132

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Jul 2, 2020
Property Address	519 ELM ST, VERMILLION, SD 57069-2223
Document Number	D81/677
Book / Page	D81 / 677
Instrument Date	Jul 2, 2020
Instrument	143154
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	933 VALLEY VIEW DR, VERMILLION, SD 57069-3546

Mortgage

Document Number	143155
Date	Jul 2, 2020
Instrument	143155

Lender

Name	BANK OF DIXON COUNTY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
Municipality	Vermillion City
Unified School District	Vermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,606.00 (+9.77%)	$169,518 (+28.56%) Land $11,688 Building $157,830
2023	$3,285.00 (+10.01%)	$131,854 Land $9,663 Building $122,191
2022	$2,986.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILLION serves 11,695 people · EPA ID SD4600342
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies, T-Mobile.

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