Howard County property record for 519 Elm St, Saint Libory, NE 68872
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,196 sqft · built 1981 |
| Lot Size | 0.462 acres (20,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,000 (Jun 2016) |
| Tax Bill | $1,002 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 471002034 |
| Primary APN | 471002034 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Finished Basement | 1,196 sqft |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 20,125 sqft (0.462 acres) |
| Lot Dimensions | 175 ft deep x 115 ft wide |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Driveway | Driveway |
| Driveway Area | 1,104 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 300 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 519 ELM ST |
|---|---|
| City | SAINT LIBORY |
| State | NE |
| Zip | 68872-9778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE FAMILY |
| Legal Description | (SL VIL)(#377-1) LOT 35 KELLER'S SUB 20-13-9 |
| Legal Subdivision | KELLER'S SUB |
| Legal Lot Number | 35 |
| Jurisdiction | HOWARD NE |
| Township / Civil Division | ST. LIBORY |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 970500 |
519 Elm St is owned and occupied by an individual who bought it in June 2016.
Source: Howard County records, as of March 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 519 ELM ST, SAINT LIBORY, NE 68872-9778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNION BANK & TRUST CO |
| Jul 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EQUITYABLE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2016 · Amount on File |
| Deed Sale | Jun 16, 2016 · Amount on File |
| Deed Document Number | 183 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD NE |
| Property Address | 519 ELM ST, SAINT LIBORY, NE 68872-9778 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 519 ELM ST, SAINT LIBORY, NE 68872-9778 |
| Document Number | 00023/2945 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 23/2945 |
| Instrument | 2023-0838 |
| Name | UNION BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LINCOLN, NE 68506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD NE |
| Property Address | 519 ELM ST, SAINT LIBORY, NE 68872-9778 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21/4291 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 21/4291 |
| Instrument | 2021-01011 |
| Name | EQUITYABLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 15, 2036 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 519 Elm St was $1,002.
Source: Howard County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Howard County |
| Unified School District | Northwest Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,002.00 | $208,000 Land $27,031 Building $180,969 | $208,000 Land $27,031 Building $180,969 |
| 2023 | $1,532.00 | $183,174 Land $22,031 Building $161,143 | $183,174 Land $22,031 Building $161,143 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 519 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 519 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Spectrum, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures