519 E 13th St, Spencer, IA 51301 Property Records

Clay County property record for 519 E 13th St, Spencer, IA 51301

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,012 sqft · built 1969
Lot Size0.207 acres (9,000 sqft)
OwnerCompany Name on Record
Last Sale$47,000 (Dec 2020)
Tax Bill$1,810 (2025)
Deeds & MortgagesDec 2020 Foreclosure
Flood ZoneZone X (minimal risk)
APN963607253017

Property Details

APN / Parcel Number

Primary APN963607253017
Alternative APN
  • 64096360725301700

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,012 sqft Living Area
Basement Area1,012 sqft
Finished Basement225 sqft
Unfinished Basement1,012 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialShingle
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelSolar
Water SourceCommercial

Location & Zoning

Street Address519 E 13TH ST
CitySPENCER
StateIA
Zip51301-4831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description16 4 FAIRVIEW PARK
Legal Range36W
Legal Township96N
Legal Section7
Legal SubdivisionFAIRVIEW PARK ADDITION
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3025
Census Tract80200

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1715 350TH ST, SPENCER, IA 51301-7454
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2020 · Amount on Record
Deed SaleDec 11, 2020 · Amount on Record
Deed Document Number20203957
Deed Book / Page2020 / 3957
Record UpdatedOct 29, 2026

December 2020: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionCLAY IA
Recording DateDec 11, 2020
Property Address519 E 13TH ST, SPENCER, IA 51301-4831
Document Number2020/3957
Book / Page2020 / 3957
Instrument DateDec 11, 2020
Instrument2020 3957
Transaction TypeForeclosure
Record UpdatedJun 28, 2021

Transaction

AmountAmount Recorded
Tax$74.40
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1715 350TH ST, SPENCER, IA 51301-7454

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,810.00 (+7.23%)$118,200 (+12.14%) Land $24,480 Building $93,720$118,200 (+12.14%) Land $24,480 Building $93,720
2024$1,688.00 (+6.43%)
2023$105,400 (+17.11%) Land $17,140 Building $88,260$105,400 (+17.11%) Land $17,140 Building $88,260
2022$1,586.00$90,000 Land $17,140 Building $72,860
2021$90,000 Land $17,140 Building $72,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, Verizon.

Nearby Properties on E 13th St

Nearby Streets

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