519 Cutoff Rd, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 519 Cutoff Rd, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,300 sqft · built 1994
Lot Size	0.571 acres (24,906 sqft)
Owner	2 Individual Names on Record
Last Sale	$113,750 (Feb 2009)
Tax Bill	$1,256 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`025M-C-046.00-000`

Property Details

APN / Parcel Number

Primary APN	`025M-C-046.00-000`
Alternative APNs	`025M C 04600` `R0011807`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	24,906 sqft (0.571 acres)
Lot Dimensions	199 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	Deck Area
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0011807
Street Address	519 CUTOFF RD
City	MURFREESBORO
State	TN
Zip	37129-7902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 116 ROANOKE SEC 4 PB 12 PG 19
Legal Subdivision	ROANOKE SEC 3 RESUB LOT 94 & SEC 4
Legal Lot Number	116
Jurisdiction	RUTHERFORD TN
Township / Civil Division	2
Census Block Group	2
Census Block	2018
Census Tract	40501

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	519 CUTOFF RD, MURFREESBORO, TN 37129-7902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Mar 9, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Oct 10, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Feb 1, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2009 · Amount on Record
Deed Sale	Feb 27, 2009 · Amount on Record
Prior Sale	Jun 5, 2008 · Amount on Record
Deed Book / Page	902 / 1367
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	519 CUTOFF RD, MURFREESBORO, TN 37129-7902
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021812977
Date	Dec 14, 2021
Book Page	2181/2977
Instrument	2411029

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Nov 1, 2046

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	519 CUTOFF RD, MURFREESBORO, TN 37129-7902
Document Number	RB18822346
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	FIRST AMERICAN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 CUTOFF RD MURFREESBORO TN 371297902, MURFREESBORO, TN 37129-7902

Mortgage

Document Number	RB18822346
Date	Mar 25, 2020
Book Page	001882/002346
Instrument	2265266

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Mar 24, 2045

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	519 CUTOFF RD, MURFREESBORO, TN 37129-7902
Document Number	RB17202080
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 CUTOFF RD MURFREESBORO TN 371297902, MURFREESBORO, TN 37129-7902

Mortgage

Document Number	RB17202080
Date	Oct 19, 2018
Book Page	001720/002080
Instrument	2173871

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	519 CUTOFF RD, MURFREESBORO, TN 37129-7902
Document Number	RB16511236
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 CUTOFF RD MURFREESBORO TN 371297902, MURFREESBORO, TN 37129-7902

Mortgage

Document Number	RB16511236
Date	Feb 23, 2018
Book Page	001651/001236
Instrument	2132152

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 22, 2033

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,950 (+23.94%) Land $27,500 Building $55,450	$331,800 (+23.94%) Land $110,000 Building $221,800
2025	$1,256.00	$66,925 (-) Land $13,750 Building $53,175
2023	$1,256.00 (+16.08%)	$66,925 Land $13,750 Building $53,175	$267,700 (-) Land $55,000 Building $212,700
2022	$1,082.00		$267,700 Land $55,000 Building $212,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2013–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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