519 Cherry St, Saint Charles, MI 48655 Property Records

Saginaw County property record for 519 Cherry St, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,235 sqft · built 1947
Lot Size	0.108 acres (4,704 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Feb 2020)
Tax Bill	$2,353 (2025)
Deeds & Mortgages	Feb 2020 Sale Mar 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`24-10-3-05-0332-600`

Property Details

APN / Parcel Number

Primary APN	`24-10-3-05-0332-600`
Alternative APN	`24103050332C00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,235 sqft Living Area
1st Floor Area	1,235 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,704 sqft (0.108 acres)
Lot Dimensions	127 ft deep x 37 ft wide
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	519 CHERRY ST
City	SAINT CHARLES
State	MI
Zip	48655-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOTS 5 6 & 7 BLK 87 O P OF VIL OF ST CHARLES COM AT A PT ON NELY LINE OF LOT 5 BLK 87 36 FT FROM NELY CORN OF SAID
Legal Range	03E
Legal Township	10N
Legal Section	05
Legal Subdivision	VILLAGE OF ST CHARLES
Legal Block	5,7,87
Legal Lot Number	5,7
Legal Unit	5,7
Jurisdiction	SAGINAW MI
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1022
Census Tract	12600

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	519 CHERRY ST, SAINT CHARLES, MI 48655-1203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Warranty Deed, Transfer SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY
Mar 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	May 15, 2007
Deed Document Number	20204377
Prior Transfer Date	Sep 15, 2017
Prior Transfer Doc	0000004392
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 26, 2020
Property Address	519 CHERRY ST, SAINT CHARLES, MI 48655-1203
Document Number	0000004377
Instrument Date	Feb 19, 2020
Instrument	4377
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4244 TOWNLINE RD BIRCH RUN MI 484158931, BIRCH RUN, MI 48415-8931

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 1, 2018
Property Address	519 CHERRY ST, SAINT CHARLES, MI 48655-1203
Document Number	0000004392
Instrument Date	Sep 15, 2017
Instrument	4392
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13350 FERGUS RD CHESANING MI 486169550, CHESANING, MI 48616-9550

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	St. Charles Township
Municipality	St. Charles Village
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,300 (+10.24%)	$120,600 (+10.24%)
2025	$2,353.00 (+93.82%) Homeowner's exemption	$54,700 (+13.49%)	$109,400 (+13.49%)
2023		$48,200	$96,400
2022	$1,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1986–2026)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2026
Claims by Event	Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ST. CHARLES serves 2,054 people · EPA ID MI0006260
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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